One of the many benefits of having health insurance is the coverage it offers for breastfeeding mothers. Under the Affordable Care Act, insurance companies like Aetna are required to cover the cost of a breast pump for nursing mothers. In this article, we will discuss everything you need to know about Aetna Insurance and how to get a breast pump covered by your insurance plan.
What is Aetna Insurance?
Aetna is one of the largest health insurance providers in the United States. They offer a variety of health insurance plans for individuals, families, and employers. Aetna is committed to providing affordable healthcare options for everyone, including coverage for breastfeeding mothers.
Aetna Insurance Breast Pump Coverage
Under the Affordable Care Act, Aetna is required to cover the cost of a breast pump for nursing mothers. This means that if you have an Aetna insurance plan, you are entitled to a breast pump covered by your insurance. However, it is important to note that the type of breast pump and the coverage may vary depending on your insurance plan.
How to Get a Breast Pump Covered by Aetna Insurance?
If you are an Aetna insurance member and want to get a breast pump covered by your insurance plan, there are a few steps you need to take.
Step 1: Check Your Insurance Plan
First, check your insurance plan to see if it covers the cost of a breast pump. Not all Aetna insurance plans cover the cost of a breast pump, so it is important to check your plan details before making any decisions.
Step 2: Choose a Breast Pump
Once you have confirmed that your insurance plan covers the cost of a breast pump, you can choose a breast pump that is right for you. There are several types of breast pumps available, including electric, manual, and hospital-grade pumps. Talk to your doctor or a lactation consultant to find out which type of breast pump is best for you.
Step 3: Get a Prescription
Once you have chosen a breast pump, you will need to get a prescription from your healthcare provider. The prescription is necessary to show that the breast pump is medically necessary and will be covered by your insurance plan.
Step 4: Order Your Breast Pump
After you have obtained a prescription for your breast pump, you can order it from a medical supplier that is contracted with Aetna. You can find a list of contracted suppliers on the Aetna website or by calling the customer service number on the back of your insurance card.
Frequently Asked Questions
What Types of Breast Pumps are Covered by Aetna Insurance?
Type of Breast Pump |
Coverage |
Electric Breast Pump |
100% coverage |
Manual Breast Pump |
100% coverage |
Hospital-Grade Breast Pump |
Coverage varies depending on insurance plan |
How Often can I get a Breast Pump through Aetna Insurance?
Under the Affordable Care Act, you are entitled to a breast pump covered by your insurance plan once every 12 months. However, some insurance plans may have different coverage rules, so it is important to check your plan details.
Can I get a Breast Pump before the Baby is Born?
Yes, you can get a breast pump before the baby is born. However, you will need to wait until your insurance coverage starts before you can order the breast pump.
Can I Upgrade to a More Expensive Breast Pump?
Yes, you can upgrade to a more expensive breast pump, but you will be responsible for paying the difference in cost. Your insurance plan will only cover the cost of a breast pump up to a certain amount.
How Long Will it Take to get my Breast Pump?
After you have ordered your breast pump from a contracted supplier, it usually takes 2-3 business days for the pump to be shipped to your home.
Conclusion
Aetna insurance offers a great benefit for breastfeeding mothers by covering the cost of a breast pump. If you are an Aetna insurance member, make sure to check your insurance plan to see if it covers the cost of a breast pump. If it does, follow the steps outlined in this article to get a breast pump and start your breastfeeding journey.
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