Guard Insurance: A Berkshire Hathaway Company

Guard Insurance, a subsidiary of Berkshire Hathaway, provides commercial insurance coverage to businesses of all sizes across the United States. The company offers a variety of products, including workers’ compensation, property and casualty, and general liability insurance. In this article, we will take a closer look at Guard Insurance and its offerings, as well as answer some common questions about the company.

History

Guard Insurance was founded in 1983 and quickly became known for its excellent service and competitive rates. In 2012, the company was acquired by Berkshire Hathaway, one of the world’s largest holding companies. Under Berkshire Hathaway’s ownership, Guard Insurance has continued to expand its product offerings and grow its customer base.

Today, Guard Insurance is one of the top providers of commercial insurance in the United States, with offices in several states and a team of experienced professionals dedicated to serving its clients.

Products and Services

Guard Insurance offers a wide range of commercial insurance products and services to meet the needs of businesses of all sizes. Here are some of the most popular offerings:

Workers’ Compensation Insurance

Guard Insurance’s workers’ compensation insurance provides coverage for employees who are injured on the job. The company offers a variety of policies, including standard workers’ compensation, self-insured retention, and guaranteed cost, to ensure that businesses can find the right coverage for their needs.

Guard Insurance also offers a range of services to help businesses manage their workers’ compensation claims, including claims advocacy, nurse case management, and return-to-work programs.

Property and Casualty Insurance

Guard Insurance’s property and casualty insurance provides coverage for a range of risks, including property damage, liability claims, and business interruption. The company offers customized policies to meet the unique needs of each business, and has a team of experienced underwriters to ensure that clients receive the right coverage at the right price.

Commercial Auto Insurance

Guard Insurance’s commercial auto insurance provides coverage for businesses that operate vehicles as part of their operations, such as delivery trucks or service vehicles. The company offers a variety of policies, including liability, physical damage, and non-owned auto coverage, to ensure that businesses have the protection they need on the road.

General Liability Insurance

Guard Insurance’s general liability insurance provides coverage for businesses facing claims of bodily injury or property damage. The company offers a variety of policies, including slip and fall, product liability, and completed operations coverage, to ensure that businesses have comprehensive protection against liability claims.

FAQ

How do I get a quote from Guard Insurance?

You can request a quote from Guard Insurance by visiting the company’s website or contacting a local agent. To receive a quote, you will need to provide information about your business, including its size, industry, and risk profile.

How do I file a claim with Guard Insurance?

You can file a claim with Guard Insurance by contacting the company’s claims department directly or through your local agent. To file a claim, you will need to provide information about the incident or loss, including the date, time, and location, as well as any relevant documentation, such as police reports or medical bills.

Does Guard Insurance offer online account management?

Yes, Guard Insurance offers an online portal where clients can manage their policies, make payments, and access important documents. The portal is available 24/7 and is accessible from any computer or mobile device.

What sets Guard Insurance apart from other commercial insurance providers?

Guard Insurance’s commitment to customer service and its extensive experience in the commercial insurance industry set it apart from other providers. The company has a team of underwriters and claims professionals who are dedicated to providing personalized service to each client, and it offers a wide range of products and services to meet the unique needs of businesses across the country.

How does Guard Insurance ensure that its rates are competitive?

Guard Insurance uses a variety of factors to determine its rates, including the size and industry of the business, its risk profile, and its claim history. The company also regularly reviews its rates and adjusts them as needed to ensure that they are competitive with other providers.

Conclusion

Guard Insurance, a subsidiary of Berkshire Hathaway, is a leading provider of commercial insurance products and services. With a commitment to customer service and a wide range of offerings, the company is well-positioned to serve businesses of all sizes across the country. If you are in need of commercial insurance coverage, consider contacting Guard Insurance to learn more about its products and services.