Breast Pump from Insurance

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Being a new mother is an exciting time, but it also comes with a lot of responsibilities. One of the tasks is finding a breast pump, which can be daunting, especially because of the high cost. Fortunately, many insurance companies offer breast pumps as part of their coverage.

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What is a Breast Pump?

A breast pump is a device that allows nursing mothers to extract milk from their breasts. It can be used to collect milk for later use or to feed a baby who is unable to nurse. There are two types of pumps: manual and electric. Manual pumps require the mother to manually pump the milk, while electric pumps use a motor to extract the milk.

Manual Breast Pumps

Manual breast pumps are a simple and cost-effective option for mothers who plan on pumping occasionally. They are also portable and lightweight, making them easy to travel with. Manual pumps can be used to pump one breast at a time, and the mother can control the suction pressure.

However, manual pumps can be tiring and time-consuming, especially if the mother plans on exclusively pumping. Additionally, because the mother must manually pump the milk, the stimulation may not be as effective as an electric pump.

Electric Breast Pumps

Electric breast pumps are a popular choice for mothers who plan on pumping frequently, as they are faster and more efficient than manual pumps. Electric pumps can be used to pump both breasts simultaneously, and the mother can control the suction strength.

However, electric pumps are typically more expensive than manual pumps and may not be covered by insurance. Additionally, they can be noisy and less portable than manual pumps.

Insurance Coverage for Breast Pumps

Many insurance plans are now required to offer breast pumps as part of their coverage under the Affordable Care Act. This means that new mothers can receive a breast pump at no cost or with a small copay.

However, not all plans are required to cover breast pumps, and coverage may vary depending on the insurance company and plan. It is important for mothers to check with their insurance company to see if breast pump coverage is included in their plan.

Types of Breast Pumps Covered by Insurance

Insurance companies typically cover either manual or electric breast pumps. However, some plans may only cover one type of pump or may limit the brand and model that is covered. It is important for mothers to check with their insurance company to see which types of pumps are covered and what their options are.

How to Get a Breast Pump Through Insurance

To get a breast pump through insurance, mothers should follow these steps:

  1. Contact their insurance company to see if breast pump coverage is included in their plan.
  2. Get a prescription from their doctor for a breast pump.
  3. Contact a durable medical equipment supplier that is in-network with their insurance company.
  4. Choose a breast pump that is covered by their insurance plan.
  5. Submit the prescription and insurance information to the supplier.
  6. Receive the breast pump from the supplier.

Frequently Asked Questions

What if my insurance company does not cover breast pumps?

If your insurance company does not cover breast pumps, you may be able to purchase one through a retailer or online. However, breast pumps can be expensive, so it is important to compare prices and read reviews before making a purchase.

Can I choose any breast pump?

Insurance companies may limit the brand and model of breast pumps that are covered. It is important to check with your insurance company to see which pumps are covered and which ones you can choose from.

How often should I replace my breast pump?

Most breast pumps are designed to last for one year, although some models may last longer. It is important to read the manufacturer’s recommendations for replacement and to replace the pump if it becomes worn or damaged.

Can I use someone else’s breast pump?

It is not recommended to use someone else’s breast pump, as it can increase the risk of infection. Breast pumps can harbor bacteria and viruses, which can be passed from one user to another. Additionally, breast pumps are designed for individual use and may not provide the appropriate suction strength for another user.

Can I return my breast pump?

Most breast pumps are not returnable, as they are considered a personal hygiene item. However, some suppliers may offer a return policy, so it is important to check before purchasing.

Conclusion

Breast pumps are an essential tool for nursing mothers, and many insurance companies now offer them as part of their coverage. While the process of obtaining a breast pump through insurance may seem daunting, following the steps outlined above can help make the process smoother. By taking advantage of insurance coverage, new mothers can save money and have access to the tools they need to care for their baby.

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