Insurance Covered Breast Pumps

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As a new mom, you focus on providing the best care for your little one. When it comes to feeding, breast milk is the best source of nutrition for your baby. Breastfeeding is not only good for your baby, but it is also good for your health. However, there may be times when you may need to be away from your baby. It could be work, school, or just a date night with your partner. In such cases, you may need to express milk and store it for later use. This is where breast pumps come in handy. But, what if you don’t have insurance coverage for a breast pump? Let’s find out more in this article.

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What are insurance-covered breast pumps?

Thanks to the Affordable Care Act (ACA), insurance companies are required to cover the cost of breast pumps for nursing mothers. This means that you can get a free breast pump, or at least a rental, from your insurance company. The coverage includes all types of breast pumps, including electric and manual ones. Many insurance companies have different rules and regulations when it comes to the coverage of breast pumps, so you need to check with your insurance provider to know what type of breast pump is covered under your plan.

Types of breast pumps

There are three main types of breast pumps: Electric, manual, and wearable. Here is a brief overview of each type:

Type of pump
Description
Electric pumps
These pumps are powered by electricity and are usually the most efficient type of breast pump. They can be either single or double pumps, meaning that you can pump from one or both breasts at the same time. Electric pumps are great for working moms or moms who need to pump frequently.
Manual pumps
These pumps are operated by hand and are usually small and portable. They are great for occasional use and can be used when you are away from home. Manual pumps are also less expensive than electric pumps.
Wearable pumps
These pumps fit inside your bra and are hands-free. Wearable pumps are perfect for moms who need to pump on-the-go or while doing other tasks. They are usually rechargeable and have a longer battery life compared to electric pumps.

How to get an insurance-covered breast pump

To get an insurance-covered breast pump, you need to follow these steps:

Step 1: Check your insurance coverage

The first step is to check with your insurance provider to know what type of breast pump is covered under your plan. Some insurance companies may require a prescription from your doctor. Others may allow you to choose a breast pump from a list of approved providers. Make sure to read the fine print of your policy to know what is covered and what is not.

Step 2: Choose a breast pump

Once you know what type of breast pump is covered under your plan, you can choose a breast pump that suits your needs. You can either buy a breast pump or rent one. Many insurance companies offer a rental option for electric breast pumps. Make sure to choose a breast pump that is comfortable and easy to use.

Step 3: Place an order

After you have chosen a breast pump, you can place an order with a breast pump supplier that is approved by your insurance company. The supplier will verify your insurance coverage and ship the breast pump to you. You can also order a breast pump through your local pharmacy or medical supply store.

FAQ about insurance-covered breast pumps

Q1. Are all insurance companies required to cover breast pumps?

A1. No, not all insurance companies are required to cover breast pumps. However, most insurance companies do cover the cost of breast pumps thanks to the ACA.

Q2. What if I want a breast pump that is not covered under my insurance plan?

A2. If you want a breast pump that is not covered under your insurance plan, you will have to pay for it out of pocket. However, some breast pump suppliers offer discounts or payment plans for moms who cannot afford to buy a breast pump.

Q3. What if I want to upgrade my breast pump?

A3. If you want to upgrade your breast pump, you will have to pay for the difference in cost between your current breast pump and the new one. Make sure to check with your insurance provider to know what is covered and what is not.

Q4. How often can I get a new breast pump?

A4. Most insurance companies allow you to get a new breast pump every 12 months. However, some insurance companies may allow you to get a new breast pump every six months if you have a medical need.

Q5. Can I get a breast pump before my baby is born?

A5. Yes, you can get a breast pump before your baby is born. However, you may have to wait until your due date is close to place an order for the breast pump.

Conclusion

Insurance-covered breast pumps are a great benefit for nursing mothers. They allow you to express milk and store it for later use, giving you the flexibility to be away from your baby without compromising on their nutrition. Make sure to check with your insurance provider to know what type of breast pump is covered under your plan and how to get one. Choose a breast pump that is comfortable and easy to use, and enjoy the benefits of breastfeeding your baby.

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