Breast Pumps Covered by Insurance

For many new moms, breastfeeding is the preferred way to nourish their babies. However, for moms who need to return to work or who are unable to breastfeed directly, a breast pump is an essential tool to continue providing breast milk for their babies. Fortunately, most insurance companies now cover the cost of breast pumps for new moms under the Affordable Care Act (ACA). In this article, we will discuss everything you need to know about breast pumps covered by insurance.

What is the Affordable Care Act?

The Affordable Care Act (ACA), also known as Obamacare, is a health care law that was passed in 2010. The law aims to make health care more affordable and accessible for all Americans. One of the provisions of the ACA is that insurance companies are required to cover the cost of preventive services, including breastfeeding equipment and supplies.

What type of breast pumps are covered by insurance?

Under the ACA, insurance companies are required to cover the cost of a breast pump. However, the type of breast pump that is covered may vary depending on your insurance policy. Most insurance policies cover the cost of a manual or electric breast pump. Some policies may also cover the cost of a hospital-grade breast pump if deemed medically necessary.

How do I know if my insurance covers a breast pump?

To find out if your insurance policy covers the cost of a breast pump, you should contact your insurance provider directly. You can also check your policy documents or call the customer service number on your insurance card.

What should I do if my insurance does not cover a breast pump?

If your insurance policy does not cover the cost of a breast pump, you may still be able to get one at a reduced cost. Many hospitals and lactation consultants offer breast pump rentals or discounts on breast pumps. You can also check with your employer to see if they offer any breast pump reimbursement programs.

Can I choose any breast pump I want?

The type of breast pump that is covered by insurance may vary depending on your insurance policy. Some policies may only cover a certain brand or type of breast pump. It is important to check with your insurance provider to see what type of breast pump is covered under your policy.

How to Get a Breast Pump through Insurance

Step 1: Check Your Insurance Coverage

The first step in getting a breast pump through insurance is to check your insurance coverage. Contact your insurance provider or check your policy documents to see what type of breast pump is covered under your policy.

Step 2: Get a Prescription

To get a breast pump through insurance, you will need a prescription from your doctor. Your doctor can provide you with a prescription for a breast pump after evaluating your medical history and determining that a breast pump is medically necessary.

Step 3: Choose a Breast Pump

After you have received your prescription, you can choose a breast pump that is covered by your insurance. Your insurance provider may have a list of approved breast pump suppliers or you can choose a supplier on your own.

Step 4: Order your Breast Pump

Once you have chosen a breast pump, you can order it through your insurance provider or directly from the breast pump supplier. You will need to provide your prescription and insurance information when ordering.

FAQs

In conclusion, breast pumps covered by insurance are a great benefit for new moms who need to continue providing breast milk for their babies. If you are in need of a breast pump, be sure to check your insurance coverage, get a prescription, choose a breast pump, and order it through your insurance provider or a breast pump supplier. With a little bit of research and preparation, you can get the breast pump you need at little or no cost to you.