Breast Pump With Insurance: A Comprehensive Guide

Being a new mother can be overwhelming, and one of the biggest decisions you have to make is choosing between breastfeeding or formula feeding. Although breast milk is considered the best nutrition for infants, it may not always be possible for mothers to nurse their babies directly. This is where breast pumps come in handy, and the good news is that many insurance companies now cover the cost of breast pumps. In this guide, we will take a closer look at everything you need to know about breast pumps with insurance.

Understanding Breast Pumps

A breast pump is a device that extracts milk from the breasts of lactating mothers. It can be either manual or electric and is designed to mimic a baby’s natural sucking. Pumping milk with a breast pump allows mothers to store breast milk, thereby providing the same benefits as breastfeeding without having to nurse directly. Breast pumps come in different types, and the kind you choose may depend on your budget or personal preference.

Manual Breast Pumps

Manual breast pumps are handheld devices that require the mother to manually pump the milk out by using a lever or handle. They are lightweight and quieter than electric pumps, but they require more effort and time to operate. Manual breast pumps are ideal for mothers who need to pump occasionally and don’t want to spend a lot of money on a pump.

Electric Breast Pumps

Electric breast pumps are powered by electricity and are more efficient than manual pumps. They come in two types: single and double. Single electric pumps work on one breast at a time, while double electric pumps can pump both breasts simultaneously. Electric breast pumps are perfect for mothers who need to pump milk regularly and want to save time and effort.

Does Insurance Cover Breast Pumps?

Thanks to the Affordable Care Act (ACA), health insurance plans are now required to cover the cost of breastfeeding support and supplies, including breast pumps. This means that most insurance companies cover the cost of a breast pump, either partially or fully. However, the specifics of what is covered may vary depending on the insurance plan.

What Types of Breast Pumps Are Covered by Insurance?

Most insurance plans cover manual, electric, and double electric breast pumps. However, the brand and model of the pump that is covered may vary by insurance plan. Some insurance plans may only cover certain brands or models of pumps, while others may allow you to choose your preferred pump from a list of approved suppliers.

How Do I Get a Breast Pump Through Insurance?

To get a breast pump through insurance, you will need to contact your insurance company and follow their guidelines. Some insurance plans require you to get a prescription from your doctor, while others may allow you to order the pump directly through a supplier. Before you order a breast pump, make sure to check with your insurance company to find out what brands and models are covered, as well as any other requirements for obtaining a pump.

FAQ: Breast Pump With Insurance

Question
Answer

Do I Need a Prescription for a Breast Pump Covered by Insurance?

It depends on your insurance plan. Some plans require a prescription from your doctor, while others do not.

Can I Choose Any Brand or Model of Breast Pump?

It depends on your insurance plan. Some plans allow you to choose any brand or model of pump, while others may have restrictions on which pumps are covered.

Can I Get a Breast Pump Before My Baby is Born?

Most insurance plans will not cover the cost of a breast pump until after your baby is born.

How Often Can I Get a Breast Pump Through Insurance?

Most insurance plans will only cover the cost of a breast pump once every 12-24 months.

Conclusion

If you are a new mother, a breast pump can be a valuable tool in your parenting journey. Breast pumps with insurance can save you money while providing the benefits of breastfeeding. Remember to check with your insurance company to find out what types of pumps are covered, any requirements for obtaining a pump, and how often you can get a new pump through insurance. With the right breast pump, you can provide your baby with the best nutrition possible while maintaining your own health and well-being.