Everything You Need to Know About Verizon Cell Phone Insurance

Verizon cell phone insurance is a service offered by Verizon Wireless, available for customers who want added protection for their mobile devices. The service covers accidental damage, loss, theft, and mechanical or electrical breakdowns. In this article, we will provide you with an in-depth look at Verizon cell phone insurance, including what it covers, how much it costs, and how to file a claim.

What Does Verizon Cell Phone Insurance Cover?

Verizon cell phone insurance covers various types of damage or loss to your mobile device. Here are the different types of coverage that Verizon cell phone insurance provides:

Accidental Damage

Accidental damage refers to any physical damage to your phone resulting from an unintentional incident. This can include dropping your phone or spilling a liquid on it. Verizon cell phone coverage will repair or replace your phone in case of accidental damage.

Loss

If your device gets lost or stolen, Verizon cell phone insurance will replace it. You can file a claim to receive a replacement device through their insurance program.

Theft

Verizon cell phone insurance covers device theft. If you have insurance and your device is stolen, you can file a claim to receive a replacement device.

Mechanical or Electrical Breakdowns

If your device suddenly stops working due to mechanical or electrical breakdowns, Verizon cell phone insurance will repair or replace it.

How Much Does Verizon Cell Phone Insurance Cost?

The cost of Verizon cell phone insurance varies depending on the type of device you have. Here is a breakdown of the prices for different devices:

Device Type
Monthly Cost (As of 2021)
Replacement Deductible (As of 2021)
Smartphones
$7.15 per month
$29 – $249
Basic phones and tablets
$5 per month
$29 – $99
Watches and Hum+
$5 per month
$99

The monthly cost of Verizon cell phone insurance will be added to your monthly phone bill. The replacement deductible will depend on the type of device you have and the extent of damage or loss. You can file a claim on the Verizon website or by calling customer service.

How to File a Claim for Verizon Cell Phone Insurance

If your phone is lost, stolen, or damaged, you can file a claim through the Verizon website or by calling customer service. Here are the steps to file a claim:

Step 1: Contact Verizon Customer Service

Call Verizon customer service at 1-866-406-5154 to start your claim or visit their website.

Step 2: Provide Details of the Damage or Loss

Describe what happened to your phone and provide information about your device, including the make and model. You will also need to provide your Verizon account information.

Step 3: Pay the Deductible

Pay the replacement deductible, which varies depending on the type of device and the extent of damage. You can pay by credit card over the phone or via the Verizon website.

Step 4: Get Your Replacement Device

Once you have paid the deductible, Verizon will send you a replacement device. You can choose to have it sent to your home or a nearby store for pickup.

FAQ

1. Can I purchase Verizon cell phone insurance after I buy my phone?

Yes, you can purchase Verizon cell phone insurance at any time as long as your device is in good working condition.

2. What is not covered by Verizon cell phone insurance?

Verizon cell phone insurance does not cover intentional damage, cosmetic damage, and damages caused by normal wear and tear.

3. Can I cancel my Verizon cell phone insurance?

Yes, you can cancel your Verizon cell phone insurance at any time. You will receive a prorated refund for the unused portion of your insurance premium.

4. How many claims can I file per year?

You can file up to three claims per 12-month period with Verizon cell phone insurance.

5. Is there a waiting period before I can start using Verizon cell phone insurance?

No, there is no waiting period, and you can start using Verizon cell phone insurance as soon as you purchase it.

Overall, purchasing Verizon cell phone insurance can provide added peace of mind for those who want protection for their mobile devices. By understanding what is covered and how to file a claim, you can make an informed decision about whether Verizon cell phone insurance is a good fit for your needs.