Verizon Phone Insurance: Protecting Your Investment

Verizon is one of the leading providers of mobile phones and services in the United States. With the constant use and reliance on smartphones, it’s important to ensure that your device is protected in case of accidental damage, theft or loss. This is where Verizon Phone Insurance comes into play.

What is Verizon Phone Insurance?

Verizon Phone Insurance is a service offered by Verizon Wireless that covers your smartphone in case of accidental damage, loss, or theft. The insurance plan is called Total Mobile Protection and covers Verizon smartphones and tablets.

This plan ensures that if something happens to your device, you won’t have to pay the full cost of repair or replacement out of pocket. Instead, you’ll pay a deductible and Verizon will cover the rest according to the terms of the plan you have chosen.

What does Total Mobile Protection cover?

Total Mobile Protection covers your phone and/or tablet in case of:

Accidental damage This includes cracked screens, broken buttons, or water damage.
Theft or loss If your device is lost or stolen, Verizon will replace it.
Malfunction If your device stops working due to mechanical or electrical failure, it will be repaired or replaced.

The plan also includes tech support and access to the Verizon Protection app, which helps you locate your device, back up your data and remotely lock or wipe your device if it’s lost or stolen.

How much does it cost?

The cost of Total Mobile Protection varies depending on the device and coverage level you choose. The standard level of coverage costs $15 per month per device, but there are other options available:

Coverage Level
Monthly Cost
Standard
$15 per month per device
Premium
$29 per month per device
Unlimited
$45 per month per account

The Premium and Unlimited plans offer additional benefits such as same-day screen repair and lower deductibles.

How do I enroll in Verizon Phone Insurance?

You can enroll in Total Mobile Protection when you purchase a new device or add it to your existing account. You can also enroll within 30 days of activating a new device or upgrading an existing one. To enroll:

  1. Log in to your Verizon Wireless account online.
  2. Select the device you want to enroll.
  3. Choose the coverage level you want.
  4. Confirm your enrollment and payment information.

Once you’ve enrolled, you’ll be covered immediately.

Is Verizon Phone Insurance worth it?

Whether Verizon Phone Insurance is worth it for you depends on your individual situation. If you’re prone to dropping or breaking your phone, or you feel like you’re at risk for theft or loss, then the peace of mind that comes with Total Mobile Protection may be worth the cost.

However, if you’re generally careful with your device and don’t feel like you need the extra coverage, it may be more cost-effective to forgo the insurance and pay for any repairs or replacements out of pocket if necessary.

FAQ:

How many claims am I allowed per year?

You’re allowed up to three claims per 12-month period.

What is the deductible for Total Mobile Protection?

The deductible varies depending on the device and coverage level you have. For the standard plan, deductibles range from $29-$249. For the Premium plan, deductibles range from $19-$149. And for the Unlimited plan, there are no deductibles.

What if I cancel my Verizon service?

If you cancel your Verizon Wireless service or don’t pay your monthly insurance fee, your coverage will end immediately.

Can I change my coverage level?

Yes, you can change your coverage level at any time by logging into your Verizon Wireless account online.

Does Total Mobile Protection cover accessories?

No, Total Mobile Protection only covers smartphones and tablets. Accessories such as chargers and cases are not covered.

What if my device is older than 24 months?

If your device is older than 24 months, you may still be eligible for coverage under Total Mobile Protection as long as you enroll within 30 days of upgrading your device.

What if I have multiple devices on my account?

If you have multiple devices on your account, you can enroll them all in Total Mobile Protection. You’ll need to pay the monthly fee for each device you enroll.

Overall, Verizon Phone Insurance can provide peace of mind knowing that if something happens to your device, you won’t be left with a hefty repair or replacement bill. However, it’s important to weigh the cost of the insurance against the likelihood of needing to use it in order to determine if it’s the right choice for you.