Mobile phone insurance is the most important thing in the world today. According to the police and insurance companies, crime related to theft and loss of mobile phones has been increasing since 2006. The latest figures show that nearly 3,500 mobile phones are lost on buses, trains and cafes, while about 1,200 of mobile phones are damaged by water each month. Another 400,000 were dropped into the toilets and two-thirds of the victims are between the ages of 13 and 16. It is in our own interest to protect ourselves with mobile insurance.
The most common excuse people give is that they never thought they would lose their cell phone like this and they don’t insure their cell phones. More than 3 million people were wrong for not having their mobile phones insured. Many people did not know that mobile phones could be insured at all. And that losing the cell phone would cost him.
Mobile insurance is to buy insurance from your airtime provider or go to a third party insurance source. The obvious benefit of using your airtime provider is that all of your cell phone charges are with one company. This means you can call to cancel your phone if it is lost or stolen and get a new phone right away. The downside, of course, is that the costs and coverage you get may differ from what you need or want to pay. It is best to shop around before taking out mobile phone insurance.
But you should be aware of the new fake insurance companies calling to sell mobile insurance. Avoid them. It is always recommended to go to a reputable insurance company which is known to everyone or to buy mobile insurance online from the various authentic insurance companies like Sony insurance, Nokia insurance, Alcatel insurance, Blackberry insurance, Siemens insurance insurance, Motorola insurance and others. Almost all major mobile manufacturing companies offer online mobile insurance. The best part is that they can be contacted anytime, anywhere and from any corner of the world in case of any problem.
If you own a very expensive mobile or a latest set, you can even mix up your mobile insurance in your home insurance. Insurance in general and mobile insurance in particular are very important. It protects us and allows us to live a stress-free life.
When looking for phone insurance, there are a number of features to look out for. The main feature of the insurance should be the replacement of your phone, should something happen to it. Most insurance will offer this, although some will require you to pay a deductible, while others will only send you a pre-owned phone of a similar specification. Another feature to look out for is coverage for unauthorized calls if your phone is stolen. The advantages of mobile insurance are that you are covered if your phone is stolen, which is becoming more and more common. Losing your phone or having it stolen can cost hundreds of dollars, because replacing the actual phone costs much more than signing a contract.
While cell phone insurance is a good idea, you may not need insurance if you’re someone who’s never lost their phone or just hasn’t taken it out often. If you keep a security lock on your phone, no one else can access it if it gets stolen. It is also recommended that everyone keep a record of the imei number of the mobile phone. Many people do not insure their mobile phone and later regret it. It is advisable to insure your mobile phones, such as your home and jewelry.