Encompass Insurance

Encompass Insurance is an insurance company that offers a variety of personal and commercial insurance products. The company was founded in 1897 and is headquartered in Northbrook, Illinois. Encompass Insurance is a subsidiary of Allstate Corporation and is licensed to provide insurance in 43 states in the US.

Personal Insurance

Encompass Insurance offers personal insurance products to protect people and their families from unexpected events. These products include:

Auto Insurance

Encompass Insurance offers comprehensive and collision coverage for vehicles. They also offer liability coverage to protect drivers from damages they cause to others. In addition, the company offers roadside assistance, rental car reimbursement, and accident forgiveness.

Comprehensive Coverage

Comprehensive coverage helps you pay for damage to your car caused by things like theft, vandalism, or a natural disaster. It also covers damage caused by hitting an animal or falling objects.

Collision Coverage

Collision coverage helps you pay for damage to your car that is caused by colliding with another car or an object, like a tree.

Liability Coverage

Liability coverage helps you pay for damages that you cause to another person’s property or to someone else’s body. It can also help pay for legal fees if you are sued because of an accident.

Roadside Assistance

Roadside assistance provides help if you have a problem with your car while you are on the road. It can include services like jump-starting your car, changing a tire, or towing your car to a repair shop.

Rental Car Reimbursement

Rental car reimbursement can help pay for a rental car if your car is damaged in an accident and needs to be repaired.

Accident Forgiveness

Accident forgiveness is a program that allows drivers to have one accident without it affecting their rates. This program is available to drivers who have been with Encompass Insurance for at least five years and have a good driving record.

Home Insurance

Encompass Insurance offers home insurance products to protect homeowners from unexpected events. These products include:

Property Coverage

Property coverage helps protect your home and personal belongings from damage or theft. It can also provide coverage for additional living expenses if your home is damaged and you need to find temporary housing.

Liability Coverage

Liability coverage helps protect you from lawsuits if someone is injured on your property or you cause damage to someone else’s property.

Identity Theft Protection

Identity theft protection helps monitor your credit and alert you if there are any suspicious activities. If your identity is stolen, it can also help pay for the costs associated with restoring your identity.

Umbrella Insurance

Umbrella insurance is an additional layer of liability protection above and beyond what is covered by your auto or home insurance policies. It can help protect your assets if you are sued for damages that exceed the limits of your primary insurance policies.

Commercial Insurance

Encompass Insurance also offers commercial insurance products to protect businesses from unforeseen events. These products include:

Commercial Auto Insurance

Commercial auto insurance provides coverage for vehicles that are used for business purposes. It can provide liability coverage, as well as comprehensive and collision coverage.

Commercial Property Insurance

Commercial property insurance provides coverage for buildings and their contents, as well as liability coverage for businesses. It can also provide coverage for business interruption, which helps pay for lost income if your business is forced to close due to damage from a covered event.

Workers’ Compensation

Workers’ compensation provides coverage for employees who are injured on the job. It can help pay for medical expenses and lost wages.

FAQ

In conclusion, Encompass Insurance offers a variety of personal and commercial insurance products to protect people and businesses from unexpected events. Their products include auto insurance, home insurance, umbrella insurance, commercial auto insurance, commercial property insurance, and workers’ compensation. They also offer accident forgiveness and identity theft protection. It is important to have insurance to protect yourself and your assets, and Encompass Insurance can provide that protection.