Encompass Insurance Reviews: Is it Worth It?

Encompass Insurance is a popular insurance provider in the United States that offers a wide range of insurance products. From home, auto, and renters insurance to specialty coverage, the company has been serving customers for over a century. But what do customers have to say about their experience with Encompass Insurance? In this article, we provide an in-depth Encompass Insurance review, analyzing customer feedback, ratings, and coverage options to help you decide if Encompass Insurance is the right choice for you.

About Encompass Insurance

Encompass Insurance is a subsidiary of Allstate Corporation, one of the largest insurance providers in the United States. It was founded in 1897 and has since expanded to provide insurance coverage in 43 states. The company offers standard insurance products, such as home, auto, and renters insurance, as well as specialty coverage, including boat, motorcycle, and umbrella insurance. Encompass Insurance is known for its personalized approach to insurance, tailoring coverage to fit the unique needs of each customer.

Customer Service

When it comes to insurance, customer service is king. Encompass Insurance has received mixed reviews from customers regarding its customer service. On one hand, many customers appreciate the personalized approach to insurance and the ability to work with the same agent for years. On the other hand, some customers have reported poor experiences with claims processing and difficulty getting in touch with representatives.

Encompass Insurance has a 24/7 customer service hotline, as well as an online portal where customers can manage their policies and file claims. However, some customers have reported issues with the online portal, including difficulty navigating the website and slow response times.

Overall, Encompass Insurance’s customer service is average, with some customers reporting positive experiences and others reporting negative ones.

Coverage Options

Encompass Insurance offers a wide range of insurance products, including:

Insurance Product
Coverage
Home Insurance
Property damage, liability, theft, and natural disasters
Auto Insurance
Collision, liability, personal injury, and uninsured motorist coverage
Renters Insurance
Personal property damage, liability, and additional living expenses
Motorcycle Insurance
Property damage, liability, personal injury, and uninsured motorist coverage
Boat Insurance
Property damage, liability, theft, and natural disasters
Umbrella Insurance
Additional liability coverage beyond standard policies

Encompass Insurance also offers specialty coverage for high-value homes, classic cars, and collectibles. Additional coverage options, such as roadside assistance and rental car reimbursement, are also available.

Pricing

Encompass Insurance’s pricing is competitive with other insurance providers in the industry. However, pricing can vary depending on a number of factors, such as location, age, and driving history. Customers can request a quote online or through an agent to get a more accurate estimate of their premiums.

Encompass Insurance also offers discounts for bundling policies, installing safety features in your home or car, and maintaining a good driving record. These discounts can help customers save money on their premiums over time.

FAQ

Is Encompass Insurance a good company?

Encompass Insurance has received mixed reviews from customers regarding its customer service and claims processing. However, the company offers a wide range of insurance products and competitive pricing, making it a viable option for those looking for insurance coverage.

What types of insurance does Encompass Insurance offer?

Encompass Insurance offers a wide range of insurance products, including home, auto, renters, motorcycle, boat, and umbrella insurance. The company also offers specialty coverage for high-value homes, classic cars, and collectibles.

Does Encompass Insurance offer discounts?

Yes, Encompass Insurance offers discounts for bundling policies, installing safety features in your home or car, and maintaining a good driving record. These discounts can help customers save money on their premiums over time.

Can I manage my Encompass Insurance policy online?

Yes, Encompass Insurance has an online portal where customers can manage their policies, pay bills, and file claims. However, some customers have reported issues with the website, including difficulty navigating the site and slow response times.

How do I file a claim with Encompass Insurance?

Customers can file a claim with Encompass Insurance by calling the 24/7 customer service hotline, submitting a claim online through the company’s website, or contacting their agent directly.

Final Thoughts

Encompass Insurance offers a wide range of insurance products and competitive pricing, making it a viable option for those looking for insurance coverage. However, the company’s customer service and claims processing have received mixed reviews from customers. Before choosing Encompass Insurance, it’s important to research the company thoroughly and compare it to other insurance providers to make an informed decision.