Best Car Insurance Companies in Illinois

Car insurance is a mandatory requirement for drivers in Illinois. Finding the right car insurance company can be overwhelming, as there are many options available in the Illinois market. It’s important to select a car insurance company that offers the right coverage, excellent customer service, and affordable premiums. In this article, we’ll provide you with an overview of the best car insurance companies in Illinois.

Top 5 car insurance companies in Illinois

Here are the top 5 car insurance companies in Illinois:

Rank	Insurance Company	Market Share (%)
1	State Farm	34.0
2	Progressive	12.5
3	Allstate	9.4
4	Geico	8.7
5	Country Financial	6.8

These companies have been selected based on their market share and reputation in the market. Let’s have a closer look at each of these companies and what makes them stand out in the Illinois car insurance market.

1. State Farm

State Farm is the largest car insurance company in Illinois, with a market share of 34%. State Farm has been providing insurance products since 1922 and is well-known for its excellent customer service. State Farm offers a range of insurance products, including car insurance, home insurance, life insurance, and more.

State Farm offers a range of discounts, including good driver discounts, safe vehicle discounts, and multiple policy discounts. You can also customize your coverage with additional features like rental car coverage and roadside assistance.

If you’re looking for a car insurance company that has been in the market for a long time and offers excellent customer service, State Farm is a good option for you.

2. Progressive

Progressive is the second-largest car insurance company in Illinois, with a market share of 12.5%. Progressive is known for its innovative approach to car insurance and offers a range of unique features like Snapshot, which monitors your driving habits and adjusts your premiums accordingly.

Progressive offers discounts for safe drivers, multiple policyholders, and customers who pay their premiums in full. You can also customize your coverage with additional features like rental car coverage and road trip interruption coverage.

If you’re looking for a car insurance company that offers innovative features and excellent discounts, Progressive is a good option for you.

3. Allstate

Allstate is the third-largest car insurance company in Illinois, with a market share of 9.4%. Allstate offers a range of insurance products, including car insurance, home insurance, and life insurance. Allstate is known for its excellent customer service and has won several awards for its customer satisfaction.

Allstate offers discounts for good drivers, multiple policies, and customers who pay their premiums in full. You can also customize your coverage with additional features like rental car coverage and roadside assistance.

If you’re looking for a car insurance company that offers excellent customer service and a range of insurance products, Allstate is a good option for you.

4. Geico

Geico is the fourth-largest car insurance company in Illinois, with a market share of 8.7%. Geico is known for its affordable premiums and offers a range of insurance products, including car insurance, home insurance, and more.

Geico offers discounts for safe drivers, good students, and customers who pay their premiums in full. You can also customize your coverage with additional features like rental car coverage and emergency road service.

If you’re looking for a car insurance company that offers affordable premiums and a range of insurance products, Geico is a good option for you.

5. Country Financial

Country Financial is the fifth-largest car insurance company in Illinois, with a market share of 6.8%. Country Financial is a regional insurance company that primarily operates in the Midwest.

Country Financial offers discounts for safe drivers, multiple policyholders, and customers who pay their premiums in full. You can also customize your coverage with additional features like rental car coverage and roadside assistance.

If you’re looking for a car insurance company that operates in the Midwest and offers a range of insurance products, Country Financial is a good option for you.

FAQ

What factors should I consider when selecting a car insurance company?

When selecting a car insurance company, you should consider the following factors:

• Coverage options and limits
• Premiums and deductibles
• Discounts and savings opportunities
• Customer service and claims handling
• Financial stability and reputation

What type of coverage options are available for car insurance in Illinois?

Car insurance companies in Illinois offer the following types of coverage:

• Bodily injury liability
• Property damage liability
• Uninsured/underinsured motorist
• Collision coverage
• Comprehensive coverage
• Medical payments coverage

How can I save on my car insurance premiums?

You can save on your car insurance premiums by doing the following:

• Shop around and compare quotes
• Bundle your policies
• Take advantage of discounts and savings opportunities
• Drive safely and maintain a good driving record
• Choose a higher deductible

What should I do if I’m involved in a car accident in Illinois?

If you’re involved in a car accident in Illinois, you should:

• Stop your vehicle
• Check for injuries and call 911 if necessary
• Exchange information with the other driver
• Take photos of the accident scene and damage to the vehicles
• File a police report
• Contact your insurance company to report the accident

Can I purchase car insurance online in Illinois?

Yes, you can purchase car insurance online in Illinois. Most car insurance companies offer online quotes and applications, making it easy to compare policies and select the right one for you.

Conclusion

Choosing the right car insurance company can be a daunting task, but by considering factors like coverage options, premiums, discounts, customer service, and financial stability, you can find a company that meets your needs. The top 5 car insurance companies in Illinois are State Farm, Progressive, Allstate, Geico, and Country Financial. Compare quotes and policies from these companies to find the right coverage for you.