Protect Your Investment with Apple iPhone Insurance

There’s no denying that iPhones are expensive, and they’ve become essential tools for our daily lives. With that in mind, it’s important to protect your iPhone from damage, theft, or loss. That’s where iPhone insurance comes in.

What is Apple iPhone Insurance?

Apple iPhone insurance is a type of protection plan that covers your iPhone in case of accidental damage, theft, or loss. It offers an added layer of security for your investment so that you can have peace of mind knowing that your iPhone is protected.

There are different types of iPhone insurance plans available, including those offered by Apple itself and third-party insurance providers.


AppleCare+ is an insurance plan offered by Apple that provides coverage for two incidents of accidental damage (subject to a deductible) and includes 24/7 priority access to Apple support services. It also covers the battery and accessories that come with your iPhone.

It’s important to note that AppleCare+ does not cover loss or theft, so you’ll need to purchase additional insurance for those scenarios.

Third-Party Insurance Providers

There are also several third-party insurance providers that offer iPhone insurance plans. These plans vary in coverage and cost, so it’s important to shop around and compare options before deciding on a plan.

Some popular third-party iPhone insurance providers include:

Insurance Provider
Worth Ave Group
Accidental damage, theft, loss
$5.99 – $12.99 per month
Accidental damage, theft, loss
$8.99 – $15.99 per month
Geek Squad
Accidental damage, theft, loss
$7.99 – $15.99 per month

Is iPhone Insurance Worth the Cost?

The cost of iPhone insurance varies depending on the provider and coverage options you choose. However, it’s important to weigh the cost of the insurance against the potential cost of repairing or replacing your iPhone in case of damage, theft, or loss.

If you have an older model iPhone that’s no longer under warranty, insurance may be a good investment to protect against unexpected expenses. If you have a newer model iPhone that’s still under warranty, you may not need insurance as the warranty will cover most repairs.

Frequently Asked Questions

What’s the difference between AppleCare+ and third-party insurance?

AppleCare+ is offered by Apple and provides coverage for accidental damage with a deductible, as well as priority access to Apple support services. Third-party insurance providers offer coverage for accidental damage, theft, and loss, but may have different coverage options and costs. It’s important to compare options and choose the plan that best fits your needs.

What’s covered under iPhone insurance?

What’s covered under iPhone insurance varies depending on the provider and plan you choose. Generally, insurance covers accidental damage, theft, and loss. Some plans may also cover other accessories that come with your iPhone.

How do I make a claim under my iPhone insurance?

If you need to make a claim under your iPhone insurance, contact your insurance provider as soon as possible. You’ll need to provide details about the incident and may need to provide proof of purchase or ownership. Your insurance provider will guide you through the claims process and provide information about next steps.

Can I purchase iPhone insurance after I’ve already bought my phone?

Yes, you can purchase iPhone insurance after you’ve already bought your phone. However, some providers may have a waiting period before coverage kicks in, so it’s important to read the terms and conditions of the plan before purchasing.

Do I need iPhone insurance if I have a protective case?

A protective case can help prevent damage to your iPhone in case of drops or scratches, but it does not protect against theft or loss. If you’re concerned about the potential cost of replacing your phone in case of theft or loss, insurance may still be a good investment even if you have a protective case.

In conclusion, iPhone insurance is a wise investment to protect your valuable investment against damage, theft, or loss. There are different types of insurance plans available to choose from, so it’s important to compare options and choose the plan that’s right for you.