Everything You Need to Know About iPhone Insurance from Apple

The iPhone is undoubtedly one of the most popular and expensive smartphones on the market today. With so much money invested in your phone, it makes sense to protect it against accidents and theft. That’s where iPhone insurance from Apple comes in. In this article, we’ll take a closer look at what this insurance entails, how it works, and whether it’s worth the investment.

What is iPhone Insurance from Apple?

iPhone insurance from Apple is an extended warranty that covers your iPhone against hardware defects and accidental damage. This insurance is only available for iPhones that are purchased new from Apple or authorized resellers, and it must be purchased within 60 days of the original purchase date.

Apple offers two types of iPhone insurance: AppleCare+ and AppleCare+ with Theft and Loss. Let’s take a closer look at each of these options.

AppleCare+

AppleCare+ is the basic version of iPhone insurance from Apple. It extends the standard warranty on your iPhone to two years from the original purchase date and covers two incidents of accidental damage.

Accidental damage includes things like drops, spills, and cracked screens. With AppleCare+, you’ll pay a deductible of $29 for screen damage or $99 for any other type of accidental damage. If your iPhone breaks due to a hardware defect, however, there is no deductible.

AppleCare+ with Theft and Loss

AppleCare+ with Theft and Loss is the more comprehensive version of iPhone insurance from Apple. In addition to the coverage provided by AppleCare+, this insurance also covers theft and loss of your iPhone.

If your iPhone is lost or stolen, you can file a claim and receive a replacement device for a deductible of $149. This coverage is limited to two incidents over the two-year period of the insurance.

It’s important to note that AppleCare+ with Theft and Loss is only available for specific models of the iPhone, including the iPhone 11, 11 Pro, 11 Pro Max, XS, XS Max, XR, and SE (2nd generation).

How Does iPhone Insurance from Apple Work?

When you purchase iPhone insurance from Apple, you’ll be asked to provide your device’s serial number. This associates the insurance with your specific iPhone, and you’ll need to provide this number if you ever need to file a claim.

If you need to use your insurance, you can file a claim online or by calling Apple’s support team. You’ll need to pay a deductible, which varies depending on the type of damage or loss. Once your claim is approved, you’ll receive a replacement device.

It’s worth noting that if you have AppleCare+ with Theft and Loss and your iPhone is lost or stolen, you’ll need to file a police report before you can file a claim.

Is iPhone Insurance from Apple Worth It?

Whether or not iPhone insurance from Apple is worth it depends on your individual circumstances. If you’re someone who tends to drop or damage your phone frequently, AppleCare+ may be a good investment for you.

On the other hand, if you’re someone who takes good care of your iPhone and rarely experiences accidental damage, the cost of the insurance may not be worth it. Ultimately, it’s up to you to decide whether the peace of mind that comes with iPhone insurance from Apple is worth the cost.

FAQ – Frequently Asked Questions

Overall, iPhone insurance from Apple is a good option for those who are looking for extra protection for their expensive device. However, it’s important to weigh the cost against your personal circumstances to determine whether or not the investment is worth it.