When it comes to traveling to other countries or relocating to another country, it’s essential to have a reliable health insurance plan that covers all your medical expenses.
Global health insurance policies are designed to cover individuals and families living or traveling overseas, offering a range of medical benefits including emergency medical evacuation, dental care, maternity care, and more. In this article, we’ll explore some of the best global health insurance policies available in the market today.
What is Global Health Insurance?
Global health insurance is comprehensive health insurance for people living or traveling abroad. The insurance policy covers medical expenses, hospitalization, and emergency medical evacuation if necessary. It is essential for people who live or travel abroad frequently or for an extended period. Global health insurance provides coverage worldwide, except in the United States if you are an American citizen.
Benefits of Global Health Insurance
Global health insurance includes a range of benefits and coverages, including:
Covers the cost of medical treatment and prescriptions
Covers the cost of hospitalization and related expenses
Emergency medical evacuation
Covers the cost of transportation to a medical facility in case of an emergency
Covers the cost of dental treatment and procedures
Covers the cost of prenatal and postnatal care, delivery, and related expenses
Top Global Health Insurance Providers
Cigna Global is one of the best global health insurance providers, offering comprehensive coverage for people living or traveling abroad. The plan covers medical expenses, hospitalization, emergency medical evacuation, and more. The company provides access to a network of healthcare providers worldwide, allowing policyholders to receive quality medical care in any part of the world.
Cigna Global also offers two levels of coverage – Silver and Gold, with Gold providing more extensive coverage, including maternity care, preventive care, and more.
IMG Global is another excellent global health insurance provider, with policies designed to meet the needs of expatriates, travelers, and individuals living overseas. The company offers a range of plans, including international medical insurance, travel insurance, and more.
The company provides coverage for medical expenses, hospitalization, emergency medical evacuation, and more. The plans also offer customizable coverage, allowing policyholders to add or remove benefits as they need them.
GeoBlue is a leading global health insurance provider, specializing in international health insurance for expats and travelers. The company offers a range of comprehensive plans, including medical, dental, and vision coverage. The company provides access to a global network of healthcare providers, ensuring that policyholders receive quality medical care no matter where they are in the world.
GeoBlue’s plans also include coverage for emergency medical evacuation, mental health treatment, and preventive care, among others.
What is the best global health insurance?
The best global health insurance plan depends on your specific needs and requirements. Some of the top global health insurance providers include Cigna Global, IMG Global, and GeoBlue.
What does global health insurance cover?
Global health insurance covers medical expenses, hospitalization, emergency medical evacuation, dental care, maternity care, and other benefits, depending on the specific policy.
Is global health insurance expensive?
Global health insurance plans can be expensive, depending on the level of coverage and the benefits included in the policy. However, the cost of global health insurance is worth it for people who travel or live abroad frequently and need access to quality medical care.
Can I buy global health insurance online?
Yes, many global health insurance providers offer online purchasing options, making it easy for you to get coverage from anywhere in the world.
Do I need global health insurance if I have travel insurance?
Travel insurance provides limited coverage for medical expenses, while global health insurance provides comprehensive coverage for people living or traveling abroad. If you are traveling outside of your home country for an extended period or living abroad, it’s highly recommended to have a global health insurance policy to cover your medical needs.
In conclusion, having the right global health insurance policy is crucial for individuals and families living or traveling abroad. Make sure to research and compare different policies and providers to find the best global health insurance policy that meets your needs and budget.