The General Car Insurance: What You Need to Know

If you’re looking for car insurance, you may have heard of The General Car Insurance. With its catchy commercials and affordable prices, it’s no wonder why many people consider this company for their car insurance needs. In this article, we will explore what The General Car Insurance is, what services they offer, their prices, and their reviews.

What is The General Car Insurance?

The General Car Insurance is a company that provides auto insurance to drivers across the United States. Founded in 1963, the company’s headquarters are located in Nashville, Tennessee. The General Car Insurance is known for offering affordable prices to drivers who may have difficulty obtaining car insurance through traditional means. They specialize in providing coverage to drivers who have been in accidents, have poor credit scores, or have a history of driving violations.

The General Car Insurance is a subsidiary of the PGC Holdings Corp., which is owned by American Family Insurance. While The General Car Insurance is not accredited by the Better Business Bureau (BBB), they do have a B+ rating and have resolved over 3,000 complaints filed against them in the past three years.

What Services Does The General Car Insurance Offer?

The General Car Insurance offers a variety of services to drivers looking for car insurance. Some of their services include:

Service
Description
Liability coverage
Covers damage to other drivers and their vehicles in an accident that you are at fault for
Collision coverage
Covers damage to your vehicle in an accident that you are at fault for
Comprehensive coverage
Covers damage to your vehicle not caused by an accident, such as theft, fire, or vandalism
Uninsured/underinsured motorist coverage
Covers you if you are in an accident with a driver who does not have insurance, or who does not have enough insurance to cover the damages

In addition to these services, The General Car Insurance also offers roadside assistance, rental reimbursement, and customized payment plans.

How Much Does The General Car Insurance Cost?

The General Car Insurance is known for providing affordable prices to drivers who may have difficulty obtaining car insurance through traditional means. While prices vary depending on your location, driving history, and other factors, The General Car Insurance advertises rates as low as $39 per month.

It’s important to note that while The General Car Insurance offers affordable rates, they may not necessarily be the cheapest option available to you. It’s always a good idea to shop around and compare prices from multiple insurance companies before making a decision.

What Do Customers Say About The General Car Insurance?

Before choosing an insurance company, it’s important to read reviews from other customers to get an idea of the company’s customer service and satisfaction rates. Here are some customer reviews of The General Car Insurance:

Positive Reviews

“I’ve been with The General for three years now and have no complaints. They offer great prices and their customer service is always helpful.”

“After being denied coverage from multiple other insurance companies, The General was able to provide me with affordable coverage. They have been great to work with.”

Negative Reviews

“I had a terrible experience with The General. Their customer service was unhelpful and my claims were denied without explanation.”

“I found The General’s rates to be competitive, but their coverage was lacking. I ultimately decided to go with another insurance company.”

FAQ

How do I file a claim with The General Car Insurance?

You can file a claim with The General Car Insurance by calling their claims department at (800) 280-1466. You can also file a claim online through their website.

What discounts does The General Car Insurance offer?

The General Car Insurance offers a variety of discounts, including safe driver discounts, multi-vehicle discounts, and military discounts. Contact their customer service department for more information on discounts you may be eligible for.

Is The General Car Insurance available in my state?

The General Car Insurance is available in most states across the United States. Visit their website or contact their customer service department to see if they are available in your state.

Can I customize my insurance policy with The General Car Insurance?

Yes, The General Car Insurance offers customized payment plans and a variety of coverage options to meet your needs. Contact their customer service department for assistance in customizing your policy.

How do I cancel my policy with The General Car Insurance?

You can cancel your policy with The General Car Insurance by calling their customer service department at (866) 519-7422.

Conclusion

The General Car Insurance is a company that specializes in providing affordable auto insurance to drivers who may have difficulty obtaining coverage through traditional means. They offer a variety of services and coverage options, with rates starting as low as $39 per month. While The General Car Insurance may not be the cheapest option available, they are worth considering if you have a history of driving violations or poor credit. As with any insurance company, it’s important to do your research and read reviews from other customers before making a decision.