Meritain Insurance: Everything You Need to Know

Meritain Health is a subsidiary of Aetna, which is one of the largest healthcare insurance companies in the United States. Meritain provides healthcare services to employers and their employees across the country. In this article, we will discuss everything you need to know about Meritain Insurance, including its history, coverage options, plan features, and frequently asked questions.

History of Meritain Insurance

Meritain Insurance was founded in 1983 in Buffalo, New York. The company was initially established to provide third-party administrative services to self-insured employers. In 2012, Aetna Inc. acquired Meritain Health with a goal to provide better access and resources to its customers. Today, Meritain has grown to be one of the leading health insurance providers in the country, serving more than 1.4 million members across the United States.

Meritain Insurance Coverage Options

Meritain offers a variety of healthcare coverage options to its customers. These include:

Meritain also offers wellness programs, telemedicine services, and employee assistance programs (EAP) to support the overall health and wellbeing of its members.

Meritain Insurance Plan Features

Meritain Insurance plans come with a variety of features to help you manage your healthcare costs and access quality care. These include:

• Network of healthcare providers: Meritain has a broad network of healthcare providers, including doctors, hospitals, and specialists, to ensure its members have access to quality care.
• Online tools: Meritain provides online tools, such as a member portal and mobile app, to help you manage your healthcare benefits, track your claims, and find healthcare providers.
• Personalized support: Meritain has a team of customer service representatives and healthcare professionals who are available to answer any questions and provide personalized support.
• Cost savings: Meritain encourages its members to choose cost-effective healthcare options by providing information on the cost of services and offering discounts on certain healthcare expenses.

Frequently Asked Questions

What are the benefits of choosing Meritain Insurance?

Choosing Meritain Insurance comes with several benefits, including access to a broad network of healthcare providers, online tools to manage your benefits, personalized support, and cost savings on certain healthcare expenses.

What types of healthcare plans does Meritain offer?

Meritain offers a variety of healthcare plans, including medical, dental, vision, flexible spending accounts (FSA), health savings accounts (HSA), as well as wellness programs, telemedicine services, and employee assistance programs (EAP).

How do I find healthcare providers in the Meritain network?

You can use the online provider directory on the Meritain website or mobile app to find healthcare providers in the network. You can also call the customer service number on your insurance card for assistance with finding a healthcare provider.

What is an FSA?

A flexible spending account (FSA) is a pre-tax contribution account that allows you to save money on healthcare expenses, childcare, and other eligible expenses. The funds in the account are not subject to federal income tax, Social Security tax, or Medicare tax.

What is an HSA?

A health savings account (HSA) is a tax-free savings account for medical expenses. The funds in the account can be used to pay for eligible medical expenses, and any unused funds can be rolled over from year to year.

Conclusion

Meritain Insurance is a leading healthcare insurance provider in the United States, offering a variety of coverage options, plan features, and programs to support the health and wellbeing of its members. If you are considering Meritain Insurance, we hope this article has provided you with valuable information on the company, its history, coverage options, and frequently asked questions.