Haggerty Classic Car Insurance: Protecting Your Vintage Ride with Confidence

As a classic car enthusiast, you know that your vintage ride isn’t just any car. It’s a prized possession that requires special attention and care. That’s where Haggerty Classic Car Insurance comes in. With over 30 years of experience in the industry, Haggerty provides award-winning coverage, excellent customer service, and unparalleled expertise in the classic car market. Let’s take a closer look at what sets Haggerty apart and how it can benefit you and your vintage vehicle.

What is Haggerty Classic Car Insurance?

Haggerty Classic Car Insurance is a specialized insurance provider that offers coverage for classic and collector vehicles. Unlike standard auto insurance policies, which are designed for everyday drivers, Haggerty’s policies are tailored specifically to the unique needs of classic car owners. Haggerty understands that classic cars are rare, valuable, and often irreplaceable, which is why its policies provide coverage that standard policies don’t.

Some of the unique features of Haggerty’s policies include:

• Agreed Value Coverage: Haggerty’s policies provide coverage for the full, agreed-upon value of your classic car, rather than the depreciated value that standard policies provide. This means that if your vehicle is totaled or stolen, you’ll be reimbursed for its full value, without any deduction for depreciation.
• Specialized Repair Network: Haggerty has a network of specialized repair shops that are experienced in working on classic and collector cars. These shops are equipped with the tools, parts, and expertise needed to properly repair and restore your vehicle.
• Flexible Usage: Haggerty’s policies allow for flexible usage of your classic car, including pleasure driving, parades, exhibitions, and more. You can also add coverage for track events and other motorsports activities.
• No Deductible: Haggerty’s policies have no deductible for comprehensive or collision coverage, which means that if your vehicle is damaged, you won’t have to pay out of pocket for any repairs.
• Expert Claims Handling: Haggerty has a team of claims specialists who are knowledgeable about classic cars and understand how to navigate the claims process for these unique vehicles.

Why Choose Haggerty Classic Car Insurance?

There are several reasons why Haggerty is the go-to insurance provider for classic car enthusiasts:

Expertise in the Classic Car Market

Haggerty has been providing insurance for classic and collector cars since 1984, which means that it has over 30 years of experience in the industry. During that time, Haggerty has developed a deep understanding of the classic car market, including the value of different makes and models, the history of certain vehicles, and the unique challenges associated with owning and maintaining these cars. Haggerty’s expertise allows it to provide accurate valuations, fair premiums, and customized coverage for each individual vehicle.

Award-Winning Customer Service

Haggerty is committed to providing excellent customer service to its policyholders. The company has won multiple awards for its customer service, including the J.D. Power award for “Highest Customer Satisfaction Among Collector Vehicle Insurance Providers” in 2015 and 2016. Haggerty’s claims specialists are available 24/7 to assist with claims, and the company prides itself on its fast and fair claims handling.

Membership Benefits

When you purchase a policy from Haggerty, you become a member of the Haggerty Drivers Club. Membership includes access to a number of exclusive benefits, including:

• Subscription to Hagerty magazine, which is dedicated to classic cars and includes articles, photos, and news about the classic car market.
• Discounts on car-related merchandise, including Hagerty apparel and accessories.
• Access to car-related events and activities, including car shows, tours, and rallies.
• Access to the Hagerty Valuation Tools, which provide accurate valuations for classic and collector cars based on market data.

FAQ

How do I get a quote from Haggerty?

You can get a quote from Haggerty by visiting its website and entering some basic information about your vehicle. You can also call Haggerty’s customer service line to speak with a representative who can provide a quote over the phone.

How is the value of my vehicle determined?

Haggerty determines the value of your vehicle based on a number of factors, including its condition, rarity, and current market value. Haggerty uses data from its internal database, as well as external sources like auction results and sales listings, to arrive at an accurate valuation.

Does Haggerty offer coverage for modified or custom vehicles?

Yes, Haggerty offers coverage for modified and custom vehicles, as long as they meet certain criteria. Haggerty considers modifications that improve the performance or appearance of the vehicle, rather than those that compromise its safety or reliability. You may need to provide documentation of the modifications in order to receive coverage.

Can I add multiple vehicles to my Haggerty policy?

Yes, Haggerty allows you to add multiple vehicles to your policy. You may be eligible for a multi-vehicle discount if you insure more than one vehicle with Haggerty.

What should I do if I need to file a claim?

If you need to file a claim, you can do so online or by calling Haggerty’s claims hotline. You’ll need to provide some basic information about the incident, as well as any documentation or evidence that supports your claim. Once your claim is approved, Haggerty will work with you to arrange for repairs or reimbursement.

Conclusion

If you own a classic or collector car, it’s important to have specialized insurance coverage that protects your investment and provides peace of mind. Haggerty Classic Car Insurance is a top-rated provider that offers tailored coverage, expert service, and exclusive membership benefits. With Haggerty by your side, you can enjoy your vintage ride with confidence, knowing that you’re covered by the best in the business.