Hagerty Insurance: Keeping Your Classic Car Protected

Classic cars are a unique type of vehicle. They are not just a mode of transportation but also a piece of history and nostalgia. Owning a classic car comes with a sense of pride and responsibility, and part of that responsibility includes ensuring that the vehicle is protected. This is where Hagerty Insurance comes in.

What is Hagerty Insurance?

Hagerty Insurance is a specialty insurance company that focuses solely on classic cars, boats, and other unique vehicles. The company was founded in 1984 by Frank Hagerty, who saw a need for a specialized insurance company for classic cars. Today, Hagerty Insurance is one of the largest insurers of classic cars and has a reputation for excellent customer service and value.

The Coverage Provided by Hagerty Insurance

One of the things that sets Hagerty Insurance apart from other insurance companies is their coverage. Unlike traditional car insurance policies, Hagerty Insurance provides coverage based on the actual value of the vehicle, rather than its depreciated value. This means that if something were to happen to your classic car, you would receive a payout that reflects the true value of the vehicle.

In addition to the standard liability and collision coverage, Hagerty Insurance also provides coverage for spare parts, specialized tools, and even travel expenses if your classic car breaks down while on a trip. This level of coverage is unmatched by traditional insurance policies, making Hagerty Insurance the go-to choice for classic car owners.

The Benefits of Choosing Hagerty Insurance

There are many benefits to choosing Hagerty Insurance for your classic car insurance needs. Some of these benefits include:

  • Agreed value coverage: You and Hagerty Insurance agree on the value of the vehicle up front, so there are no surprises if something were to happen.
  • Flexible usage: You can use your classic car for pleasure, exhibitions, and even occasional business use.
  • No mileage limits: You can drive your classic car as much as you would like without worrying about mileage restrictions.
  • Customer service: Hagerty Insurance has a reputation for excellent customer service and dedicated support for classic car owners.

FAQs About Hagerty Insurance

Q: What types of vehicles does Hagerty Insurance cover?

A: Hagerty Insurance provides coverage for classic cars, vintage motorcycles, boats, and other unique vehicles.

Q: How does Hagerty Insurance determine the value of my classic car?

A: Hagerty Insurance uses a variety of factors, including the car’s condition, rarity, and desirability, to determine the value of your classic car.

Q: Can I get coverage for my classic car if I use it for business purposes?

A: Yes, Hagerty Insurance provides coverage for occasional business use of your classic car.

Q: Is there a mileage limit for my classic car?

A: Unlike traditional insurance policies, Hagerty Insurance does not impose a mileage limit on your classic car.

Q: How can I get a quote for Hagerty Insurance?

A: You can visit the Hagerty Insurance website or call their customer service number to get a quote for your classic car.

Conclusion

Owning a classic car is a unique experience, and it comes with a lot of responsibility. Ensuring that your vehicle is protected is one of the most important things you can do as a classic car owner. Hagerty Insurance provides the specialized coverage and excellent customer service that you need to keep your classic car protected, no matter where the road takes you.