Haggerty Auto Insurance: Protecting Your Ride

When it comes to car insurance, you want to ensure that you have the right coverage to protect your vehicle from any unforeseen circumstances that may arise. Haggerty Auto Insurance is a company that specializes in providing coverage for classic and collector cars, as well as modern vehicles. In this article, we will take a closer look at what Haggerty Auto Insurance has to offer, and how it can help you protect your prized possession.

About Haggerty Auto Insurance

Haggerty Auto Insurance was founded in 1984 by Frank Haggerty, a car enthusiast who saw a need for specialized insurance coverage for collector and classic cars. Since then, the company has grown to become one of the largest providers of collector car insurance in the world.

Haggerty Auto Insurance offers coverage for a wide range of vehicles, including classic cars, vintage motorcycles, modern collectibles, and exotic cars. The company also provides insurance for boats and other watercraft, as well as motorsports vehicles.

In addition to standard insurance coverage, Haggerty Auto Insurance offers specialty policies for events such as car shows and auctions, as well as track day insurance for high-performance vehicles.

Coverage Options

Haggerty Auto Insurance offers a variety of coverage options to suit the needs of different types of vehicle owners. Here are some of the coverage options available:

Agreed Value Coverage

Agreed value coverage is a type of coverage that ensures that you will receive the full value of your vehicle in the event of a total loss. With agreed value coverage, you and the insurance company agree on the value of your vehicle up front, so there is no dispute about the value of the vehicle at the time of the loss.

Liability Coverage

Liability coverage is the most basic type of car insurance coverage, and is required by law in most states. This coverage protects you from financial liability if you are at fault in an accident that causes injury or damage to someone else’s property.

Comprehensive Coverage

Comprehensive coverage is a type of coverage that pays for damage to your vehicle that is not caused by a collision, such as theft, vandalism, or natural disasters.

Collision Coverage

Collision coverage is a type of coverage that pays for damage to your vehicle that is caused by a collision with another vehicle or object.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage is a type of coverage that protects you financially if you are involved in an accident with someone who does not have insurance, or does not have enough insurance to cover the damages.

Benefits of Haggerty Auto Insurance

There are several benefits to choosing Haggerty Auto Insurance for your collector car insurance needs. Here are a few:

Specialized Coverage

Haggerty Auto Insurance specializes in providing coverage for collector and classic cars, so you can be sure that your vehicle is getting the coverage it needs.

Competitive Pricing

Haggerty Auto Insurance offers competitive pricing for its coverage, making it a cost-effective choice for collectors and enthusiasts.

Flexible Coverage Options

With a variety of coverage options available, Haggerty Auto Insurance allows you to customize your coverage to suit your specific needs.

Exceptional Customer Service

Haggerty Auto Insurance is known for its exceptional customer service, with knowledgeable representatives who are dedicated to providing the best possible experience for customers.

Frequently Asked Questions

Q: What types of vehicles does Haggerty Auto Insurance cover?
A: Haggerty Auto Insurance offers coverage for a wide range of vehicles, including classic cars, vintage motorcycles, modern collectibles, and exotic cars. The company also provides insurance for boats and other watercraft, as well as motorsports vehicles.
Q: Does Haggerty Auto Insurance offer liability coverage?
A: Yes, Haggerty Auto Insurance offers liability coverage, which is required by law in most states.
Q: What is agreed value coverage?
A: Agreed value coverage is a type of coverage that ensures that you will receive the full value of your vehicle in the event of a total loss. With agreed value coverage, you and the insurance company agree on the value of your vehicle up front, so there is no dispute about the value of the vehicle at the time of the loss.
Q: Does Haggerty Auto Insurance offer track day insurance?
A: Yes, Haggerty Auto Insurance offers track day insurance for high-performance vehicles.
Q: Does Haggerty Auto Insurance offer coverage for car shows and auctions?
A: Yes, Haggerty Auto Insurance offers specialty policies for events such as car shows and auctions.

Conclusion

Haggerty Auto Insurance is a trusted and reliable provider of collector car insurance, with a wide range of coverage options to suit the needs of different types of vehicle owners. Whether you have a classic car, vintage motorcycle, modern collectible, or exotic car, Haggerty Auto Insurance can provide the coverage you need to protect your ride. With competitive pricing, flexible coverage options, and exceptional customer service, Haggerty Auto Insurance is a great choice for collectors and enthusiasts.