GEICO Insurance Rental Car: Everything You Need to Know

Car rental can be a daunting task, especially when it comes to insurance. You don’t want to be left with an unexpected bill in case of an accident or damages. If you’re a GEICO insurance policyholder, then you have the option to add rental car insurance to your policy. In this article, we’ll discuss everything you need to know about GEICO insurance rental car, including what it covers, how much it costs, and frequently asked questions.

What is GEICO Rental Car Insurance?

GEICO rental car insurance is an additional coverage that you can add to your existing GEICO insurance policy. It provides coverage for damages and liabilities that may occur while you’re renting a car. The coverage includes:

It’s important to note that GEICO only provides coverage for cars rented in the United States and Canada.

How Much Does GEICO Rental Car Insurance Cost?

The cost of GEICO rental car insurance varies depending on factors such as your location, the type of rental car, and the duration of the rental period. On average, the coverage costs about $9 per day. However, if you’re renting a luxury or high-end vehicle, the cost may be higher.

How to Add GEICO Rental Car Insurance to Your Policy?

Adding GEICO rental car insurance to your policy is easy. You can do it online or by calling their customer service. To add it online, follow these steps:

1. Log in to your GEICO account
2. Click on “Manage Your Policy”
3. Select the policy you want to add rental car insurance to
4. Click on “Add Vehicle” or “Replace Vehicle”
5. Select “I’ll be renting this vehicle” for the question “What will you be doing with this vehicle?”
6. Follow the instructions to add the rental car insurance to your policy

If you prefer to call GEICO’s customer service, you can do so by dialing their hotline at 1-800-861-8380. Follow the instructions provided by the representative to add rental car insurance to your policy.

FAQs

1. Do I Need GEICO Rental Car Insurance?

It depends on your personal situation. If you already have rental car coverage from another source, such as your credit card, then you may not need GEICO rental car insurance. However, if you don’t have any other coverage, adding it to your GEICO policy can provide peace of mind and protection in case of an accident.

2. Does GEICO Rental Car Insurance Cover Loss of Use?

Yes, GEICO rental car insurance provides coverage for loss of use. This means that if the rental car cannot be used due to damage, you won’t be responsible for the rental company’s lost income.

3. Does GEICO Rental Car Insurance Cover Additional Drivers?

Yes, GEICO rental car insurance covers additional drivers as long as they’re authorized by the rental car company and listed on the rental agreement.

4. Can I Purchase GEICO Rental Car Insurance for Business Rentals?

No, GEICO rental car insurance is only available for personal rentals. If you need coverage for business rentals, consider purchasing a commercial auto insurance policy instead.

5. How Long Can I Rent a Car with GEICO Rental Car Insurance?

You can rent a car for up to 45 days with GEICO rental car insurance. If you need coverage for a longer period, you may need to purchase a separate rental car insurance policy.

Conclusion

If you’re a GEICO insurance policyholder, adding rental car insurance to your policy can provide additional protection and peace of mind while renting a car. The coverage includes collision damage waiver, liability insurance, personal accident insurance, and personal effects coverage. The cost varies depending on several factors, but it’s generally affordable. Adding rental car insurance to your GEICO policy is easy, either online or by calling their customer service. Be sure to review the FAQs and consult with a GEICO representative if you have any questions or concerns.