What is Geico Non Owner Insurance?

Geico is one of the largest insurance providers in the United States. They offer a variety of insurance products, including non owner insurance. Non owner insurance is a type of car insurance policy that provides liability coverage for people who drive cars but do not own them. It is typically less expensive than traditional car insurance policies because it only covers the driver, not the car itself.

Who Needs Geico Non Owner Insurance?

There are several situations where someone might need Geico non owner insurance. Some of the most common include:

Renters

People who rent cars on a regular basis may want to consider non owner insurance. This can help them avoid the expensive insurance packages that car rental companies offer.

People Who Borrow Cars

People who borrow cars frequently may also want to consider non owner insurance. This can provide peace of mind and protect them from liability concerns if they get into an accident while driving someone else’s car.

People Who Occasionally Drive Cars

People who occasionally drive cars that are not theirs may also benefit from non owner insurance. This can provide liability coverage and help protect them from financial losses if they get into an accident.

What Does Geico Non Owner Insurance Cover?

Geico non owner insurance provides liability coverage for bodily injury and property damage. This means that if you get into an accident while driving someone else’s car, Geico will cover any damages or injuries that you cause to other people or their property.

It is important to note that non owner insurance does not typically cover any damages or injuries that you sustain in an accident. It also does not cover the car that you are driving, as that is the responsibility of the car owner’s insurance policy.

How Much Does Geico Non Owner Insurance Cost?

The cost of Geico non owner insurance can vary depending on a variety of factors, including your driving history, age, and location. However, it is generally less expensive than traditional car insurance policies. Some people may be able to get Geico non owner insurance for as little as $20 per month.

Factors That Affect the Cost of Geico Non Owner Insurance

Some of the factors that can affect the cost of Geico non owner insurance include:

  • Your driving history
  • Your age
  • Your location
  • The amount of liability coverage you need

FAQ

1. Is Geico Non Owner Insurance Required by Law?

No, Geico non owner insurance is not required by law. However, many people choose to purchase it to protect themselves from liability concerns when driving cars that are not theirs.

2. How Do I Purchase Geico Non Owner Insurance?

You can purchase Geico non owner insurance online or over the phone. You will need to provide information about your driving history, location, and other personal details in order to get a quote.

3. How Much Liability Coverage Do I Need?

The amount of liability coverage you need will depend on several factors, including your assets and income. Geico offers a variety of coverage options to help you find the right amount for your specific needs.

4. Can I Add Additional Coverage to My Geico Non Owner Insurance Policy?

Yes, you may be able to add additional coverage to your Geico non owner insurance policy. This can include things like collision coverage, which can help pay for damages to the car you are driving in the event of an accident.

5. Will Geico Non Owner Insurance Cover Me When I Travel Outside of the United States?

Geico non owner insurance only provides coverage within the United States. If you plan to travel outside of the country, you will need to purchase additional insurance coverage.

Conclusion

Geico non owner insurance is a great option for people who frequently borrow or rent cars. It provides liability coverage for bodily injury and property damage, which can help protect you from financial losses if you get into an accident. While it is not required by law, it is a smart investment for anyone who wants to drive cars that are not theirs without worrying about liability concerns.