GEICO Non Owners Insurance

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If you do not own a car but frequently drive, you may be wondering if you need auto insurance. The answer is yes. Non-owner car insurance is a type of policy that provides liability coverage when you drive someone else’s car. GEICO is a popular insurance company that offers non-owner car insurance policies. In this article, we will explore the details of GEICO non-owner car insurance and answer some frequently asked questions.

Table Contents show

What is GEICO Non-Owner Car Insurance?

GEICO non-owner car insurance is a policy designed for drivers who do not own a car but drive occasionally. The policy provides liability coverage for bodily injury and property damage caused by the driver to others while driving someone else’s car.

The coverage limit for GEICO non-owner car insurance varies by state. In some states, the policy may also include uninsured/underinsured motorist coverage and medical payments coverage.

It is essential to note that GEICO non-owner car insurance does not cover damages to the car you are driving. It only covers the liability for damages you cause to others.

The cost of GEICO non-owner car insurance policy depends on several factors, including driver’s age, driving record, and coverage limits.

Who Needs GEICO Non-Owner Car Insurance?

GEICO non-owner car insurance is ideal for drivers who do not own a car, frequently use rental cars, or borrow cars from friends or family members. It is also suitable for drivers who use ride-sharing services but do not have their auto insurance.

Non-owner car insurance is a legal requirement in some states. If you live in one of the states that require non-owner car insurance, it is crucial to obtain a policy before getting behind the wheel of someone else’s car.

How to Get GEICO Non-Owner Car Insurance?

Getting GEICO non-owner car insurance is easy. You can obtain a policy by following these steps:

Step
Action
Step 1
Contact GEICO
Step 2
Provide your personal information
Step 3
Select coverage limits
Step 4
Make the payment
Step 5
Receive the policy documents

FAQ About GEICO Non-Owner Car Insurance

What does GEICO non-owner car insurance cover?

GEICO non-owner car insurance covers liability for bodily injury and property damage caused by the driver to others while driving someone else’s car. The coverage limit varies by state.

How much does GEICO non-owner car insurance cost?

The cost of GEICO non-owner car insurance depends on several factors, including driver’s age, driving record, and coverage limits.

Does GEICO non-owner car insurance cover damages to the car I am driving?

No, GEICO non-owner car insurance does not cover damages to the car you are driving. It only covers the liability for damages you cause to others.

Is GEICO non-owner car insurance a legal requirement?

Non-owner car insurance is a legal requirement in some states. If you live in one of the states that require non-owner car insurance, it is crucial to obtain a policy before getting behind the wheel of someone else’s car.

Can I add additional coverage to my GEICO non-owner car insurance policy?

Yes, you can add additional coverage to your GEICO non-owner car insurance policy, such as uninsured/underinsured motorist coverage and medical payments coverage, depending on your state’s requirements.

Conclusion

GEICO non-owner car insurance is a policy designed for drivers who do not own a car but drive occasionally. It provides liability coverage for bodily injury and property damage caused by the driver to others while driving someone else’s car. The cost of the policy depends on several factors, including driver’s age, driving record, and coverage limits. If you frequently use rental cars, borrow cars from friends or family members, or use ride-sharing services, it is essential to obtain a non-owner car insurance policy before getting behind the wheel.

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