Dental Insurance GEHA: What You Need to Know

When it comes to dental insurance, deciding on a provider can be a daunting task. With so many options available, it can be difficult to know what to look for and which provider will best suit your needs. This article will delve into Dental Insurance GEHA, providing you with all the information you need to make an informed decision.

What is Dental Insurance GEHA?

Dental Insurance GEHA, or Government Employees Health Association, is a health insurance provider for federal employees and their families. GEHA has been providing dental and health insurance to federal employees for over 80 years and is one of the largest providers in the country. In addition to dental insurance, GEHA also offers health, vision, and life insurance.

What Does Dental Insurance GEHA Cover?

Dental Insurance GEHA offers a range of coverage options to suit your needs. Depending on your plan, your coverage may include:

Service
Coverage
Preventative care
100%
Basic services (fillings, extractions)
80% after deductible
Major services (crowns, bridges, dentures)
50% after deductible
Orthodontic treatment
50% up to a lifetime maximum

It’s important to note that coverage may vary depending on your individual plan, so it’s always best to check with your provider.

How Much Does Dental Insurance GEHA Cost?

The cost of Dental Insurance GEHA will vary depending on your plan and coverage options. Generally speaking, dental insurance premiums are lower than health insurance premiums, making it an affordable option for those who want to maintain good oral health. You can check the GEHA website for more information on specific pricing and plans.

Why Choose Dental Insurance GEHA?

There are a number of reasons why Dental Insurance GEHA may be the right choice for you:

1. Comprehensive Coverage

Dental Insurance GEHA offers comprehensive coverage options, ensuring that all of your dental needs are met. From preventative care to major services, GEHA has you covered.

2. Competitive Pricing

As a non-profit organization, GEHA is able to offer competitive pricing for its members. This means that you can enjoy quality dental care without breaking the bank.

3. Nationally Recognized Provider

With over 80 years of experience providing dental insurance to federal employees, GEHA is a nationally recognized provider with a trusted reputation.

FAQ

What do I need to enroll in Dental Insurance GEHA?

To enroll in Dental Insurance GEHA, you must be a federal employee or eligible family member. You will need to provide your basic personal and employment information to enroll.

Do I need a referral to see a dentist with Dental Insurance GEHA?

No, you do not need a referral to see a dentist with Dental Insurance GEHA. However, it’s important to note that using an in-network dentist will typically result in lower out-of-pocket costs.

Can I change my Dental Insurance GEHA plan?

Yes, you can change your Dental Insurance GEHA plan during the annual open enrollment period. Additionally, you may be able to make changes to your plan if you experience a qualifying life event (such as the birth of a child or a change in marital status).

Can I use my Dental Insurance GEHA coverage for cosmetic dentistry?

Typically, Dental Insurance GEHA coverage does not extend to cosmetic dentistry. However, some procedures may be covered if they are deemed medically necessary.

Conclusion

Dental Insurance GEHA is a reliable and affordable option for federal employees and their families. With comprehensive coverage options and competitive pricing, GEHA is a nationally recognized provider with a trusted reputation. It’s always best to do your research and compare providers before making a decision, but Dental Insurance GEHA is certainly worth considering.