What is GEHA Insurance?

GEHA Insurance is a health insurance provider that offers affordable and comprehensive health insurance plans to federal employees and their families. It is one of the largest national providers of health and dental plans for federal employees, retirees, and their families.

History of GEHA Insurance

GEHA Insurance was established in 1937 as the Government Employees Hospital Association to provide healthcare to federal employees. In 2007, the company changed its name to GEHA, Inc. and expanded its services to include dental insurance plans for federal employees and their families.

Today, GEHA Insurance is one of the largest insurers of federal employees and their dependents, providing coverage to over 2 million members worldwide.

Types of GEHA Insurance Plans

GEHA Insurance offers a variety of health and dental plans to suit the diverse healthcare needs of federal employees and their families. Here are some of the most popular plans offered by GEHA Insurance:

How to Enroll in GEHA Insurance Plans

If you are a federal employee or retiree, you are eligible to enroll in GEHA Insurance plans. The enrollment period is typically during the annual open enrollment period or when you experience a qualifying life event, such as getting married or having a child.

To enroll in a GEHA Insurance plan, you can visit their website or contact their customer service team for assistance. You will need to provide your personal information, including your social security number, and select the plan that best fits your healthcare needs and budget.

FAQs

What is a high deductible health plan (HDHP)?

A high-deductible health plan (HDHP) is a health insurance plan that has a higher deductible than traditional health plans. This means you pay a larger out-of-pocket expense before your health insurance benefits begin. HDHPs typically offer lower monthly premiums and the option to open a health savings account (HSA) to help you save for medical expenses.

What is a health savings account (HSA)?

A health savings account (HSA) is a tax-advantaged savings account that is available to people enrolled in a high-deductible health plan (HDHP). You can use the funds in your HSA to pay for qualified medical expenses, such as deductibles, copays, and prescription drugs. The funds in your HSA roll over from year to year and accumulate tax-free.

What is dental insurance?

Dental insurance is a type of health insurance that provides coverage for dental services, such as routine cleanings, fillings, and x-rays. Dental insurance plans typically cover preventive, basic, and major dental services, including orthodontics, depending on the plan you choose.

What is a qualifying life event?

A qualifying life event is a significant life change that allows you to enroll in or make changes to your health insurance plan outside of the annual open enrollment period. Examples of qualifying life events include getting married, having a baby, or losing your job.

What if I have questions about GEHA Insurance?

If you have questions about GEHA Insurance plans or need assistance enrolling, you can contact their customer service team at 1-800-821-6136 or visit their website for more information.

Conclusion

GEHA Insurance is a top healthcare provider for federal employees and their families. With a wide range of health and dental plans to choose from, GEHA Insurance offers affordable and comprehensive coverage for all your healthcare needs. If you are a federal employee or retiree, consider enrolling in a GEHA Insurance plan to ensure that you and your family are protected and covered.