When it comes to taking care of our health, dental care should not be overlooked. Good oral health not only ensures a bright smile, but it also plays a crucial role in maintaining overall health. However, dental treatments can be expensive, and without proper insurance coverage, it can burn a significant hole in your pocket. This is where dental insurance comes into play, and one such popular provider of dental insurance is Paramount Dental Insurance.
What is Paramount Dental Insurance?
Paramount Dental Insurance is a provider of dental insurance and is a subsidiary of the ProMedica Health System. The company offers a range of dental insurance plans that cater to the needs of individuals, families, and employers of all sizes. The company has been providing dental insurance services for over twenty years and has a well-established network of dental professionals across the United States.
Dental Insurance Plans Offered by Paramount Dental Insurance
Paramount Dental Insurance offers three types of dental insurance plans:
1. Individual Dental Insurance Plans
These plans are designed for individuals and cover basic and preventive dental care, such as regular check-ups, cleanings, and X-rays. The plans also cover some restorative treatments such as fillings and extractions. The premiums for the plans are affordable, and the company offers a range of deductibles to choose from.
2. Family Dental Insurance Plans
These plans are designed for families and cover the same treatments as the individual plans. The difference is that instead of covering just one individual, these plans cover the entire family. The premiums for these plans are higher than the individual plans, but they offer cost savings when compared to taking individual policies for each family member.
3. Employer Group Dental Insurance Plans
These plans are designed for employers and offer dental coverage to their employees. The plans cover basic and preventive care, as well as restorative and major treatments. The premiums for these plans are customizable, and the company offers flexible deductibles to choose from. The company also offers online tools to help employers manage their dental insurance benefits.
Benefits of Choosing Paramount Dental Insurance
There are several benefits to choosing Paramount Dental Insurance as your dental insurance provider:
1. Affordable Premiums
The company offers affordable premiums for its dental insurance plans, making it accessible to everyone who wants to ensure good oral health for themselves and their families.
2. Broad Network of Dentists
Paramount Dental Insurance has a broad network of dental professionals across the United States, making it convenient for customers to access dental care services.
3. Flexible Deductibles
The company offers flexible deductibles for its dental insurance plans, making it easy for customers to choose a plan that best fits their budget.
4. Online Tools for Managing Benefits
Paramount Dental Insurance offers online tools for employers to manage their employees’ dental insurance benefits. This makes it easy for employers to add or remove employees from the policy, change deductibles or premiums, and view billing information.
FAQs about Paramount Dental Insurance
1. How do I enroll in Paramount Dental Insurance?
You can enroll in Paramount Dental Insurance by contacting their customer service team or by visiting their website to select a plan that best fits your needs.
2. Does Paramount Dental Insurance cover orthodontic treatments?
Yes, some of the plans offered by Paramount Dental Insurance cover orthodontic treatments such as braces and aligners.
3. How do I find a dentist in Paramount Dental Insurance’s network?
You can find a dentist in the company’s network by visiting their website and using their dentist finder tool. You can also contact their customer service team for assistance.
4. Can I add my spouse and children to my dental insurance plan?
Yes, you can add your spouse and children to your dental insurance plan by choosing the family plan option.
5. How often can I get my teeth cleaned on my dental insurance plan?
The frequency of teeth cleaning varies depending on the plan you choose. However, most plans allow for at least two dental cleanings per year.
Conclusion
Paramount Dental Insurance is a reliable provider of dental insurance that offers a range of plans to cater to the needs of individuals, families, and employers. With affordable premiums, a broad network of dental professionals, flexible deductibles, and online tools for managing benefits, Paramount Dental Insurance is an excellent choice for anyone looking to ensure good oral health for themselves and their loved ones.
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