Global healthcare insurance is an essential part of international living. One of the most reliable companies offering this service is Cigna. Cigna Global Health Insurance is a comprehensive plan that provides coverage to expatriates and foreign nationals living abroad. In this article, we will explore Cigna Global Health Insurance Cost and all you need to know about it.
What is Cigna Global Health Insurance?
Cigna Global Health Insurance is an insurance policy that offers extensive medical coverage to individuals and families residing or traveling abroad. It covers medical expenses, prescription drugs, emergency medical evacuation, and much more. Cigna offers four primary plans – Silver, Gold, Platinum, and Gold Plus.
Some of the features of Cigna Global Health Insurance are:
- Worldwide coverage
- 24/7 customer support
- Choice of deductibles
- Flexible payment options
What is Covered by Cigna Global Health Insurance?
Cigna Global Health Insurance covers a wide range of medical treatments and expenses, including:
- Inpatient hospital stays and treatments
- Outpatient doctor visits and treatments
- Prescription medications
- X-rays, laboratory tests, and diagnostic imaging
- Emergency medical evacuation and repatriation
- Maternity care, including childbirth
It’s important to note that every plan has different coverage levels, so it’s essential to review the specific plan details before purchasing.
What are the Costs of Cigna Global Health Insurance?
The cost of Cigna Global Health Insurance depends on a few factors such as:
- The plan you choose (Silver, Gold, Platinum, or Gold Plus)
- The level of coverage you require
- Your age and location
- The number of people in your coverage
Generally speaking, Cigna Global Health Insurance is a bit pricier than other insurance providers, but it also offers more comprehensive coverage. The cost of the policy can range from a few hundred dollars to several thousand dollars per year.
How to Purchase Cigna Global Health Insurance?
The process of purchasing Cigna Global Health Insurance is simple and straightforward. You can either purchase online or through an agent. To purchase online, follow these steps:
- Visit the Cigna website
- Select the plan that suits your needs
- Fill out the application form
- Submit and wait for approval
Alternatively, you can contact a Cigna agent who will guide you through the process.
Frequently Asked Questions
1. Is Cigna Global Health Insurance available to everyone?
Yes. Individuals and families residing or traveling abroad can purchase Cigna Global Health Insurance.
2. How long does it take to get approval for the policy?
The approval process can take a few days to a few weeks, depending on the plan and level of coverage you require.
3. Does Cigna Global Health Insurance cover pre-existing conditions?
Yes. However, pre-existing conditions may have limitations or exclusions based on the plan and level of coverage you choose.
4. Can I customize my Cigna Global Health Insurance plan?
Yes. Cigna offers flexible options to customize your plan based on your needs and budget.
Cigna Global Health Insurance is an excellent option for individuals and families who travel or reside abroad. It offers comprehensive coverage and flexible options to fit your needs and budget. While it may be more expensive than other insurance providers, the peace of mind it provides is priceless.