Cigna Expat Insurance

Living abroad can be challenging, especially when it comes to healthcare. Cigna Expat Insurance is designed to provide comprehensive cover for expats wherever they go. In this article, we will explore the features, benefits, and frequently asked questions about Cigna Expat Insurance.

What is Cigna Expat Insurance?

Cigna Expat Insurance is a global health insurance policy designed for individuals and families living abroad. Whether you are an expat working overseas or a retiree enjoying your golden years in a foreign land, Cigna Expat Insurance provides cover for medical expenses, emergency treatment, and routine check-ups.

Cigna Expat Insurance is available in 200 countries and territories around the world, ensuring that expats have access to quality healthcare wherever they go.

What are the benefits of Cigna Expat Insurance?

There are many benefits to choosing Cigna Expat Insurance for your healthcare needs. These include:

Benefits
Description
Comprehensive Cover
Cigna Expat Insurance covers a wide range of medical expenses, including emergency treatment, hospitalization, prescription medicines, and routine check-ups.
Global Coverage
Cigna Expat Insurance provides cover in 200 countries and territories around the world, ensuring that you have access to quality healthcare wherever you go.
24/7 Support
Cigna Expat Insurance provides 24/7 support through its global network of healthcare providers, including doctors, hospitals, and clinics.
Customizable Plans
Cigna Expat Insurance offers customizable plans to meet the specific needs of expats, including coverage for pre-existing conditions, maternity care, and dental and vision services.

Who is eligible for Cigna Expat Insurance?

Cigna Expat Insurance is available to anyone who is living abroad, whether they are working, studying, or retired. The policy is available for individuals and families, with coverage options to suit a range of budgets and needs.

Whether you are an expat living in Europe, Asia, or the Middle East, Cigna Expat Insurance can provide the cover you need to stay healthy and protected.

How does Cigna Expat Insurance work?

Cigna Expat Insurance works by providing comprehensive cover for a wide range of medical expenses. The policy is designed to be flexible and customizable, with coverage options for emergency treatment, hospitalization, prescription medicines, and routine check-ups.

When you sign up for Cigna Expat Insurance, you will be assigned a dedicated account manager who will help you choose the right coverage options for your needs. You can choose from a range of deductibles and co-pays to help manage your costs.

If you need medical care while abroad, simply visit a healthcare provider within the Cigna network. You can use the Cigna app to find a provider near you, and Cigna will handle the billing directly with the provider.

What is included in Cigna Expat Insurance?

Cigna Expat Insurance includes a wide range of benefits to help you stay healthy and protected while living abroad. These include:

Benefits
Description
Emergency Treatment
Cigna Expat Insurance covers emergency treatment, including ambulance services, emergency room visits, and hospitalization.
Prescription Medicines
Cigna Expat Insurance covers prescription medicines, including those prescribed in the hospital.
Routine Check-ups
Cigna Expat Insurance covers routine check-ups, including preventive screenings and immunizations.
Maternity Care
Cigna Expat Insurance covers maternity care, including prenatal care, delivery, and postnatal care.
Dental and Vision Services
Cigna Expat Insurance offers coverage for dental and vision services, including routine check-ups and treatments.

What is not included in Cigna Expat Insurance?

While Cigna Expat Insurance offers comprehensive cover for a wide range of medical expenses, there are some things that are not included in the policy. These include:

  • Cosmetic treatments
  • Fertility treatments
  • Elective procedures
  • Coverage for pre-existing conditions may be limited

How much does Cigna Expat Insurance cost?

The cost of Cigna Expat Insurance varies depending on a range of factors, including your age, location, and coverage options. Generally, the policy is designed to be affordable and flexible, with coverage options to suit a range of budgets.

When you sign up for Cigna Expat Insurance, your account manager will provide you with a quote based on your specific needs and circumstances. You can choose from a range of deductibles and co-pays to help manage your costs.

How do I sign up for Cigna Expat Insurance?

To sign up for Cigna Expat Insurance, simply visit the Cigna website and fill in the online form. You will be assigned a dedicated account manager who will help you choose the right coverage options for your needs.

Before signing up for Cigna Expat Insurance, it is important to read the policy terms and conditions carefully to ensure that you understand what is covered and what is not covered.

Conclusion

Cigna Expat Insurance is a comprehensive and flexible health insurance policy designed for individuals and families living abroad. With coverage in 200 countries and territories around the world, Cigna Expat Insurance provides expats with the peace of mind they need to stay healthy and protected wherever they go.