American Traditions Insurance: Comprehensive Coverage for Your Peace of Mind

American Traditions Insurance Company is a Florida-based homeowners insurance company that has been protecting homeowners’ properties since 2002. The company offers a wide range of coverage options, including standard homeowner’s insurance, flood insurance, and excess flood insurance.

Whether you’re buying a new home or looking to switch your insurance provider, American Traditions Insurance has the coverage you need to protect your home and your family.

What is American Traditions Insurance?

American Traditions Insurance Company is a Florida-based homeowner’s insurance company that specializes in providing comprehensive insurance coverage for homeowners. The company was founded in 2002 and has been providing insurance coverage for Floridians ever since.

The company is committed to providing its customers with the best possible coverage options and customer service. Whether you need standard homeowner’s insurance, flood insurance, or excess flood insurance, American Traditions Insurance has the coverage options you need to protect your home and your family.

What Sets American Traditions Insurance Apart from Other Insurance Companies?

While there are many insurance companies out there, American Traditions Insurance sets itself apart from other providers by offering a wide range of coverage options at competitive pricing. The company also provides excellent customer service, ensuring that its customers are happy with their coverage and have all their questions answered.

In addition, American Traditions Insurance has a strong financial foundation, which allows them to pay claims and provide their customers with the peace of mind they need when it comes to protecting their homes and families.

What Does American Traditions Insurance Cover?

American Traditions Insurance provides a comprehensive range of coverage options for homeowners. The company offers standard homeowner’s insurance coverage, as well as flood insurance and excess flood insurance. Here’s a breakdown of the different coverage options available from American Traditions Insurance:

What is Covered Under Standard Homeowner’s Insurance?

Standard homeowner’s insurance from American Traditions Insurance covers a wide range of perils that could damage or destroy your home or personal property. Here are some of the perils covered under a standard homeowner’s insurance policy:

• Fire and lightning
• Windstorm and hail
• Explosions
• Riots and civil commotion
• Aircraft and vehicles
• Smoke damage
• Theft and vandalism
• Falling objects
• Weight of snow, ice, and sleet
• Accidental discharge or overflow of water or steam

It’s important to note that some perils, such as earthquakes and floods, are not covered under standard homeowner’s insurance. If you live in an area that is at high risk for these types of events, you may need to purchase additional coverage.

What is Covered Under Flood Insurance?

Flood insurance from American Traditions Insurance covers damage or loss to your home and personal property that is caused by flooding. This includes damage from heavy rain, coastal storms, and other types of flooding.

Some of the items that are covered under flood insurance include:

• Your home and its foundation
• Electrical and plumbing systems
• Central air conditioning and heating systems
• Appliances, such as refrigerators, stoves, and dishwashers
• Carpets and window treatments
• Personal items, such as clothing, furniture, and electronics

It’s important to note that flood insurance does not cover damage to your land or belongings outside of your home.

What is Covered Under Excess Flood Insurance?

Excess flood insurance from American Traditions Insurance provides additional coverage for flood damage or loss that exceeds the limits of your standard flood insurance policy. This coverage is important if you live in an area that is at high risk for flooding, as standard flood insurance policies may not provide enough coverage to fully protect your home and personal property.

Excess flood insurance can provide coverage for:

• Damage to your home and personal property from floodwaters
• The cost of temporary or permanent housing if your home is uninhabitable due to flood damage
• The cost of cleaning up and repairing flood damage to your home and personal property

How to Get a Quote from American Traditions Insurance

If you’re interested in getting a quote from American Traditions Insurance, you can do so by visiting their website or speaking with one of their customer service representatives. Here’s how to get a quote:

1. Visit the American Traditions Insurance website
2. Enter your ZIP code to get started
3. Select the type of coverage you need
4. Enter information about your home and personal property
5. Submit your information and wait for a representative to contact you

Alternatively, you can call American Traditions Insurance directly to speak with a customer service representative and get a quote over the phone.

Final Thoughts

Protecting your home and personal property is essential, and American Traditions Insurance can help. With comprehensive coverage options, competitive pricing, and excellent customer service, American Traditions Insurance is a top choice for homeowners in Florida who want the peace of mind that comes with knowing their homes are protected.

Whether you’re buying a new home or looking to switch insurance providers, American Traditions Insurance has the coverage options you need to protect your home and your family.