American Strategic Insurance – A Comprehensive Guide

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When it comes to insurance, American Strategic Insurance (ASI) is a popular name that has been around for quite some time. Founded in 1997, the Florida-based company offers a wide range of insurance products to homeowners, renters, and businesses in the US. In this article, we will take a closer look at American Strategic Insurance, its history, products, and what makes it stand out from its competitors.

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History of American Strategic Insurance

As mentioned earlier, American Strategic Insurance was founded in 1997. The company is headquartered in St. Petersburg, Florida and has regional offices in different parts of the US. ASI is a subsidiary of ARX Holding Corp., which is a privately held insurance company.

Initially, the company focused on providing property and casualty insurance to homeowners and businesses in the state of Florida. Over the years, ASI has expanded its operations and is now present in 40 states across the US. Today, ASI is known for its innovative products and excellent customer service.

The Products Offered by American Strategic Insurance

At ASI, you can find a variety of insurance products that cater to your specific needs. Here are some of the most popular products offered by the company:

Homeowners Insurance

ASI offers homeowners insurance that covers damages caused by fire, theft, water, and other natural disasters. The company also offers additional coverage for personal belongings, liability protection, and living expenses in case of a disaster.

Condo Insurance

If you own a condo, ASI offers insurance that covers damages to your unit, personal belongings, and liability protection. The company also offers additional coverage for temporary living expenses in case of a covered loss.

Renters Insurance

If you rent a home or an apartment, ASI offers renters insurance that covers damages to your personal belongings, liability protection, and living expenses in case of a covered loss.

Flood Insurance

In addition to its regular insurance products, ASI also offers flood insurance. This coverage protects your home and personal belongings in case of a flood. It also provides living expenses in case of a forced evacuation.

Personal Umbrella Liability Insurance

ASI’s personal umbrella liability insurance provides an additional layer of liability protection beyond the limits of your primary insurance. It can protect you against lawsuits and other legal claims that exceed the limits of your primary insurance.

What Makes American Strategic Insurance Stand Out?

There are several reasons why ASI stands out from its competitors:

Financial Strength

ASI has an A rating from A.M. Best, which indicates excellent financial strength. This means that the company has the financial capacity to pay claims to its policyholders.

Excellent Customer Service

ASI has a customer-centric approach that focuses on providing the best possible service to its policyholders. The company has won several awards for its customer service, including the Stevie Award for Customer Service in 2019.

Digital Innovation

ASI is known for its innovative digital tools that make it easy for its policyholders to manage their insurance policies online. The company’s mobile app allows policyholders to file claims, pay bills, and access policy information from their smartphones.

FAQs about American Strategic Insurance

What States are Covered by American Strategic Insurance?

ASI is licensed to offer insurance products in 40 states across the US. The states covered by ASI include Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Michigan, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Texas, and many more.

How Can I Contact American Strategic Insurance?

If you need to contact ASI for any reason, you can do so by calling their toll-free number at 866-274-8765. You can also visit their website at www.americanstrategic.com to find additional contact information.

How Can I File a Claim with American Strategic Insurance?

If you need to file a claim with ASI, you can do so by calling their claims hotline at 866-ASI-LOSS. You can also file a claim online by visiting the company’s website and clicking on the “File a Claim” button.

What Discounts are Available from American Strategic Insurance?

ASI offers several discounts to its policyholders, including discounts for bundling home and auto insurance, having a home security system, and having a good credit score. The company also offers discounts for new homes, newly renovated homes, and homes with certain types of roofing materials.

Final Thoughts

American Strategic Insurance is a reliable choice for homeowners, renters, and businesses in the US. With its comprehensive insurance products, financial strength, excellent customer service, and digital innovation, ASI has become a trusted name in the insurance industry. If you are looking for insurance coverage, be sure to consider American Strategic Insurance.

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