A Comprehensive Guide to American Access Casualty Insurance

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Are you looking for a reliable and affordable insurance provider in the United States? American Access Casualty Insurance may be the answer to your needs. This company offers a wide range of insurance products tailored to meet the needs of individuals and businesses alike. In this article, we will take a closer look at what American Access Casualty Insurance is all about and what it can offer you.

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What is American Access Casualty Insurance?

American Access Casualty Insurance is a privately held insurance company based in Illinois, USA. Founded in 1999, it specializes in providing non-standard auto insurance to high-risk drivers who may have difficulty obtaining coverage from traditional insurance companies. In addition to auto insurance, American Access Casualty Insurance also provides homeowners, renters, and commercial insurance.

The mission of American Access Casualty Insurance is to provide exceptional customer service and affordable insurance products to individuals and businesses. The company prides itself on its commitment to diversity, equity, and inclusion, as well as its active involvement in the communities it serves.

Auto Insurance Products

As mentioned earlier, American Access Casualty Insurance specializes in providing auto insurance to high-risk drivers who may have difficulty obtaining coverage elsewhere. The company offers liability, collision, and comprehensive coverage, as well as optional extras such as roadside assistance and rental car reimbursement.

One of the unique features of American Access Casualty Insurance is its flexible payment options. Policyholders can choose to pay their premiums on a monthly, bi-monthly, or quarterly basis, making it easier to fit insurance payments into their budget.

Liability Insurance

Liability insurance is required by law in most states in the United States. It covers the cost of damages or injuries that you may cause to other people or their property while driving. American Access Casualty Insurance offers liability coverage with limits of up to $100,000 per person and $300,000 per accident.

Collision Insurance

Collision insurance covers the cost of damages to your own vehicle if you are involved in an accident, regardless of who is at fault. American Access Casualty Insurance offers collision coverage with deductibles ranging from $100 to $1,000.

Comprehensive Insurance

Comprehensive insurance covers the cost of damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters. American Access Casualty Insurance offers comprehensive coverage with deductibles ranging from $100 to $1,000.

Homeowners and Renters Insurance Products

American Access Casualty Insurance also offers homeowners and renters insurance to protect your home or personal property. The company offers coverage for a wide range of perils, including fire, theft, and water damage.

Homeowners insurance covers the cost of damages to your home and personal property, as well as liability protection in case someone is injured on your property. Renters insurance covers the cost of damages to your personal property, as well as liability protection in case you cause damage to someone else’s property.

Commercial Insurance Products

American Access Casualty Insurance also provides commercial insurance for businesses of all sizes. The company offers coverage for property damage, liability, and business interruption, as well as specialized coverage for industries such as transportation and construction.

FAQ

Question
Answer
What is non-standard auto insurance?
Non-standard auto insurance is a type of insurance that is designed for high-risk drivers who may have difficulty obtaining coverage from traditional insurance companies. Non-standard auto insurance typically has higher premiums than standard auto insurance.
What is liability insurance?
Liability insurance is insurance that covers the cost of damages or injuries that you may cause to other people or their property while driving. Liability insurance is required by law in most states in the United States.
What is collision insurance?
Collision insurance is insurance that covers the cost of damages to your own vehicle if you are involved in an accident, regardless of who is at fault.
What is comprehensive insurance?
Comprehensive insurance is insurance that covers the cost of damages to your vehicle that are not caused by a collision, such as theft, vandalism, or natural disasters.
What is renters insurance?
Renters insurance is insurance that covers the cost of damages to your personal property if you are renting a home or apartment. Renters insurance also provides liability protection in case you are responsible for damage to someone else’s property.

The Bottom Line

American Access Casualty Insurance is a reputable insurance provider that offers affordable insurance products to individuals and businesses. Whether you are looking for auto insurance, homeowners insurance, renters insurance, or commercial insurance, American Access Casualty Insurance has something to offer you. With its commitment to exceptional customer service and flexible payment options, American Access Casualty Insurance is definitely worth considering for your insurance needs.

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