USAA Pet Insurance Reviews: Is it Worth it?

As a pet owner, you know how important it is to take care of your furry friend’s health. Veterinary bills can quickly add up, and you don’t want to be caught off guard when an unexpected illness or injury occurs. This is where pet insurance comes in. USAA offers pet insurance, but is it worth it? In this article, we’ll explore USAA pet insurance reviews and help you decide if it’s the right choice for you and your pet.

What is USAA Pet Insurance?

USAA is a financial services company that specializes in serving military members and their families. They offer a variety of insurance products, including pet insurance. USAA pet insurance covers dogs and cats, with plans that include accident-only coverage, accident and illness coverage, and wellness coverage.

One of the benefits of USAA pet insurance is that it allows you to choose any licensed veterinarian, specialist, or emergency clinic in the United States or Canada. This can be particularly helpful if you travel frequently with your pet or if you live in a remote area with limited veterinary options.

What does USAA Pet Insurance Cover?

USAA pet insurance offers three different coverage options:

Each plan has different limits and deductibles, so it’s important to read the fine print and understand exactly what is covered before signing up.

USAA Pet Insurance Reviews

So, what do actual customers think of USAA pet insurance? We’ve compiled some reviews from various sources to give you an idea of what to expect.

Positive Reviews

“USAA pet insurance is a lifesaver! My dog needed surgery after eating something he shouldn’t have, and the bill was over $5,000. Thanks to USAA, I only had to pay my deductible and they covered the rest.”

“I love that USAA lets me choose any veterinarian, and the claims process is really easy. They usually reimburse me within a week or two.”

Negative Reviews

“I’ve had USAA pet insurance for a year and haven’t had to use it yet, but I recently received a notice that my premiums are going up. It seems unfair since I haven’t made any claims.”

“USAA denied my claim for my cat’s dental cleaning because they said it was ‘cosmetic.’ I don’t understand how dental health can be considered cosmetic.”

FAQ

How much does USAA pet insurance cost?

The cost of USAA pet insurance depends on the coverage option you choose, your pet’s age and breed, and your location. You can get a quote on their website or by calling their customer service.

Does USAA pet insurance cover pre-existing conditions?

No, USAA pet insurance does not cover pre-existing conditions. It’s important to enroll your pet in insurance while they are still healthy, so you can be covered for future illnesses or injuries.

How do I file a claim with USAA pet insurance?

You can file a claim online or by mail. You’ll need to provide your pet’s medical records and itemized receipts for the services received. USAA will then review the claim and reimburse you for any covered expenses.

Is USAA Pet Insurance Worth it?

Based on customer reviews and the coverage options offered, USAA pet insurance seems like a good choice for those looking for a reputable pet insurance provider. However, it’s important to compare prices and coverage from other providers to ensure you’re getting the best deal for your budget and your pet’s needs.

If you decide to enroll in USAA pet insurance, make sure you understand the fine print and any exclusions or limitations of the policy. With proper research and preparation, you can provide your pet with the best possible care and protection.