Florida Insurance Adjuster License: Everything You Need to Know

Being an insurance adjuster in Florida can be a lucrative and rewarding career. In order to become a licensed insurance adjuster in Florida, there are certain requirements that must be met. This article will outline everything you need to know about getting your Florida insurance adjuster license, from the qualifications needed to the steps required to become licensed in the state.

Table of Contents

Qualifications

Before embarking on the journey to become a licensed insurance adjuster in Florida, it is important to understand the qualifications that are required. These qualifications include:

Requirement
Description
Age
You must be at least 18 years old
Residency
You must be a legal resident of Florida
Criminal history
You must not have any felony convictions, or any misdemeanor convictions related to insurance fraud or dishonesty
Education
You must have a high school diploma or equivalent
Pre-licensing education
You must complete a pre-licensing education course approved by the Florida Department of Financial Services
Exam
You must pass the Florida insurance adjuster exam
Experience
You must have at least one year of experience in the insurance industry

Once you meet these qualifications, you can begin the process of becoming a licensed insurance adjuster in Florida.

Steps to Become a Licensed Insurance Adjuster in Florida

Step 1: Complete a Pre-Licensing Education Course

The first step in becoming a licensed insurance adjuster in Florida is to complete a pre-licensing education course approved by the Florida Department of Financial Services. The course will cover topics such as insurance regulations, policy provisions, and claims handling procedures. The course must be completed before you can take the Florida insurance adjuster exam.

Step 2: Pass the Florida Insurance Adjuster Exam

Once you have completed the pre-licensing education course, you must pass the Florida insurance adjuster exam. The exam consists of 150 multiple-choice questions and you must score at least 70% to pass. The exam covers topics such as insurance policies, adjusting losses, and ethics.

Step 3: Apply for a License

After passing the Florida insurance adjuster exam, you can apply for your license. You must submit an application to the Florida Department of Financial Services and pay the required fee. Once your application is approved, you will receive your Florida insurance adjuster license.

Frequently Asked Questions

Q: How long does it take to become a licensed insurance adjuster in Florida?

A: The amount of time it takes to become a licensed insurance adjuster in Florida depends on various factors, including the time it takes to complete the pre-licensing education course and pass the exam. On average, it can take approximately 4-6 weeks to complete the process.

Q: Do I need experience in the insurance industry to become a licensed insurance adjuster in Florida?

A: Yes, you must have at least one year of experience in the insurance industry to become a licensed insurance adjuster in Florida.

Q: How long is the Florida insurance adjuster exam?

A: The Florida insurance adjuster exam consists of 150 multiple-choice questions and is timed for 3 hours.

Q: How much does it cost to become a licensed insurance adjuster in Florida?

A: The cost to become a licensed insurance adjuster in Florida can vary depending on the pre-licensing education course you choose and the exam fee. On average, the cost can range from $500 to $700.

Q: What is the difference between a public adjuster and an insurance adjuster in Florida?

A: A public adjuster works on behalf of the policyholder, while an insurance adjuster works on behalf of the insurance company. Public adjusters are not licensed to adjust claims for the insurance company, but rather represent individuals who want assistance in filing a claim with their insurance company.

Conclusion

Getting your Florida insurance adjuster license can be a great career move for those who meet the qualifications and have a passion for the insurance industry. By following the steps outlined in this article and obtaining the necessary education and experience, you can become a licensed insurance adjuster in Florida and start your career in this exciting field.