Insurance License Lookup Florida: Everything You Need to Know

If you’re looking to verify the licensure of an insurance agent or broker in Florida, you can use the state’s online license lookup tool. This is a free resource that allows you to search for an individual or company’s license status, as well as their contact information and any disciplinary actions that may have been taken against them. In this article, we’ll walk you through the process of using the Florida insurance license lookup tool, and answer some frequently asked questions about insurance licensing in Florida.

How to Use the Florida Insurance License Lookup Tool

The Florida Department of Financial Services (DFS) provides an online tool called the “Licensee Search,” which can be used to look up the status of insurance agents, adjusters, and companies that are licensed in the state. Here’s how to use it:

Step 1: Navigate to the DFS website

To access the Licensee Search tool, go to the DFS website at www.myfloridacfo.com. From the homepage, click on the “Insurance” tab in the top menu bar, and then select “Licensee Search” from the dropdown menu.

Step 2: Choose your search criteria

Next, you’ll need to choose whether you want to search for an individual or company, and what type of license you’re looking for (e.g. insurance agent, adjuster, or company). You can also narrow down your search by entering additional details, such as the individual’s name or the company’s license number.

Step 3: Review your results

Once you’ve entered your search criteria, click the “Search” button. The Licensee Search tool will display a list of all the licenses that match your criteria. From here, you can click on any license to view more details about the individual or company, including their license status, contact information, and any disciplinary actions that may have been taken against them.

Step 4: Verify your results

It’s important to note that the Licensee Search tool only provides information about licenses that are currently active and in good standing. If you’re unable to find the individual or company you’re looking for, it’s possible that they may not be licensed in Florida, or that their license has expired or been revoked. You can contact the DFS directly if you need assistance verifying someone’s licensure status.

FAQs About Insurance Licensing in Florida

1. What types of insurance licenses are available in Florida?

Florida offers several types of insurance licenses, including:

  • Insurance agent (life, health, property/casualty, or personal lines)
  • Insurance adjuster (public or independent)
  • Bail bond agent
  • Customer representative

2. What are the requirements for obtaining an insurance license in Florida?

The requirements vary depending on the type of license you’re seeking, but generally include:

  • Completing a pre-licensing course
  • Passing a state licensing exam
  • Fingerprints and background check
  • Submitting an application and paying fees

3. How often do insurance licenses need to be renewed?

In Florida, insurance licenses must be renewed every two years. The renewal process may include completing continuing education credits and paying renewal fees.

4. What disciplinary actions can be taken against licensed insurance professionals in Florida?

If an insurance professional violates state laws or regulations, they may face disciplinary actions, such as:

  • Suspension or revocation of their license
  • Fines or monetary penalties
  • Probation or other restrictions on their license

5. Can I file a complaint against an insurance professional in Florida?

Yes, if you believe that an insurance professional has acted unethically or violated state laws, you can file a complaint with the DFS. The DFS will investigate the complaint and take appropriate action if necessary.

Conclusion

Using the Florida insurance license lookup tool is an easy and effective way to verify the licensure status of insurance agents, adjusters, and companies in the state. By following the steps outlined in this article, you can quickly access information about an individual or company’s license status, contact information, and any disciplinary actions that may have been taken against them. If you have any additional questions about insurance licensing in Florida, be sure to consult the DFS website or contact them directly for assistance.