Florida Insurance License Lookup

If you are planning to work as an insurance agent or adjuster in Florida, you need to have a valid Florida insurance license. Before issuing a license, Florida Department of Financial Services (DFS) checks an applicant’s qualifications and background.

If you want to verify if an agent or adjuster is licensed in Florida or not, you can use the Florida insurance license lookup tool. In this article, we will explain how to use this tool and answer some frequently asked questions related to it.

How to Use the Florida Insurance License Lookup

The Florida insurance license lookup tool is available on the DFS website. You can use it to search for individual licenses or agency licenses. The following steps will guide you to use this tool:

1. Go to the DFS website.
2. Click on the “Insurance Licensee Search” link.
3. Select the type of search you want to perform, i.e., individual or agency.
4. Enter the search criteria, such as name, license number, or National Producer Number (NPN).
5. Click on the “Search” button.

The search results will display the license status, expiration date, and other details of the licensee, such as phone number, address, and lines of authority.

Frequently Asked Questions

What is a Florida insurance license?

A Florida insurance license is a legal permit issued by the DFS that allows an individual or an agency to sell, solicit, or negotiate insurance products in Florida. It is mandatory for people who want to work as insurance agents or adjusters in Florida.

Who needs a Florida insurance license?

Anyone who wants to work as an insurance agent or adjuster in Florida needs to obtain a Florida insurance license. This includes resident and non-resident applicants.

What are the requirements to obtain a Florida insurance license?

The requirements vary depending on the type of license and lines of authority. In general, an applicant must meet the following criteria:

• Be at least 18 years old.
• Complete the pre-licensing education (PLE) requirements for the license type and lines of authority.
• Pass the state licensing exam.
• Submit a licensing application and pay the fees.
• Pass a background check.

What are the lines of authority for a Florida insurance license?

The lines of authority refer to the types of insurance products that an agent or adjuster can sell, solicit, or negotiate. The common lines of authority for a Florida insurance license are:

• Life, including variable annuities
• Health
• Property
• Casualty
• Personal lines

How often do I need to renew my Florida insurance license?

A Florida insurance license is valid for two years from the date of issuance. Licensees must renew their licenses before the expiration date to avoid late fees and penalties. The renewal requirements include completing the continuing education (CE) requirements and paying the fees.

Conclusion

The Florida insurance license lookup tool is a useful resource to verify the license status of an agent or adjuster in Florida. By using this tool, you can ensure that you are dealing with a licensed professional who meets the state’s requirements. If you have any questions or concerns about the Florida insurance license lookup or licensing process, you can contact the DFS for assistance.