Unum Insurance Company: A Comprehensive Overview

Unum Insurance Company is one of the leading disability, life, and accident insurance providers. The company has been operating for more than a century, providing millions of Americans with financial security.If you’re looking for disability, life, or accident insurance, then Unum Insurance Company might be a great choice for you. In this article, we will discuss everything you need to know about Unum Insurance Company, including its history, products, customer service, and more.

History of Unum Insurance Company

Unum Insurance Company was founded in 1848 as the Union Mutual Life Insurance Company. The company started as a mutual organization, which means it was owned by its policyholders. In 1867, the company expanded its operations to include disability insurance. In 1999, the company changed its name to UnumProvident Corporation after merging with the Provident Companies.Today, Unum Insurance Company is a publicly traded company with offices in the United States, the United Kingdom, and Ireland. The company employs more than 10,000 people and provides insurance coverage to millions of policyholders worldwide.

Products Offered by Unum Insurance Company

Unum Insurance Company offers a wide variety of insurance products, including disability, life, and accident insurance. Let’s take a closer look at each of these products.

Disability Insurance

Unum Insurance Company’s disability insurance can help replace a portion of your income if you become disabled and are unable to work. The company offers both short-term and long-term disability insurance, which can be purchased individually or through your employer.Short-term disability insurance typically provides coverage for up to six months, while long-term disability insurance can provide coverage for several years or until retirement age. The company’s disability insurance policies are customizable, which means you can choose the amount of coverage and the length of the benefit period that works best for you.

Life Insurance

Unum Insurance Company’s life insurance can help provide financial security for your loved ones in the event of your death. The company offers term life insurance, which provides coverage for a specific period of time, and permanent life insurance, which provides coverage for your entire life.The company’s life insurance policies are fully customizable, which means you can choose the amount of coverage and the length of the coverage period that works best for you.

Accident Insurance

Unum Insurance Company’s accident insurance can provide financial assistance if you or a covered family member is injured in an accident. The company offers accident insurance as a standalone policy or as a supplemental policy to your existing coverage.The company’s accident insurance policies can cover a wide range of expenses, including medical bills, hospital stays, and lost wages. The policies are customizable, which means you can choose the amount of coverage that works best for you.

Customer Service

Unum Insurance Company is committed to providing excellent customer service to its policyholders. The company has a team of customer service representatives who are available to answer any questions you may have about your coverage.The company also offers a mobile app that allows you to manage your policy, file claims, and track the status of your claims. The app is available for both iOS and Android devices.

Frequently Asked Questions

What is the maximum amount of coverage that Unum Insurance Company offers?

The maximum amount of coverage that Unum Insurance Company offers varies depending on the type of insurance you purchase and your individual needs. Contact a Unum Insurance Company representative to discuss your coverage options.

How do I file a claim with Unum Insurance Company?

You can file a claim with Unum Insurance Company by contacting the company’s customer service center or by using the company’s mobile app.

What types of accidents are covered by Unum Insurance Company’s accident insurance?

Unum Insurance Company’s accident insurance can cover a wide range of accidents, including slips and falls, car accidents, and medical emergencies.

How long does it take to receive a disability insurance payment from Unum Insurance Company?

The length of time it takes to receive a disability insurance payment from Unum Insurance Company varies depending on the type of policy you have and the specifics of your claim. Contact a Unum Insurance Company representative for more information.

Conclusion

Unum Insurance Company is a reputable insurance provider that offers a wide range of products to help protect you and your loved ones from financial hardship. Whether you’re looking for disability, life, or accident insurance, Unum Insurance Company has options to fit your needs and budget. Contact a Unum Insurance Company representative today to learn more about your coverage options.