Having good dental insurance is essential for maintaining your oral health, as well as your overall well-being. One dental insurance provider that has been gaining a lot of attention lately is Unum. In this article, we’ll be taking a closer look at what Unum dental insurance is, what it covers, and how it can benefit you.
What is Unum Dental Insurance?
Unum is a leading provider of employee benefits, including dental insurance. They offer a range of insurance products designed to protect your health, your finances, and your future. Unum dental insurance is one of their most popular products, providing individuals and families with access to affordable dental care.
Unum’s dental insurance coverage is designed to be comprehensive, covering everything from routine check-ups and cleanings to more complex procedures like root canals and crowns. With Unum dental insurance, you can enjoy peace of mind knowing that your dental needs are taken care of.
Benefits of Unum Dental Insurance
Unum dental insurance comes with a range of benefits that make it an attractive option for individuals and families. Some of the benefits of Unum dental insurance include:
Benefits |
Description |
Comprehensive coverage |
Unum dental insurance covers a wide range of dental procedures, from routine check-ups to major procedures like root canals and crowns. |
Network of dentists |
Unum dental insurance has a network of dentists that you can choose from, ensuring that you can find a provider that meets your needs. |
Affordable premiums |
Unum dental insurance offers affordable premiums, making it accessible to individuals and families on a budget. |
Flexible plans |
Unum dental insurance offers a range of plans to choose from, so you can find the one that best suits your needs and budget. |
No waiting periods |
Unum dental insurance has no waiting periods, so you can start using your insurance benefits right away. |
How Unum Dental Insurance Works
Unum dental insurance works by providing you with access to a network of dentists who have agreed to provide services at a discounted rate. When you visit a dentist in the network, you will pay a co-pay or coinsurance for the services you receive. Unum will then pay the remaining balance for covered services.
Unum dental insurance also typically comes with an annual maximum benefit, which is the maximum amount that the insurance will pay for dental services in a given year. Any services that exceed the annual maximum are the responsibility of the patient.
FAQ
What does Unum dental insurance cover?
Unum dental insurance covers a range of dental procedures, including routine cleanings, x-rays, fillings, root canals, and crowns. Coverage varies depending on the plan you choose.
Can I choose my own dentist?
Unum dental insurance has a network of dentists that you can choose from. If you choose to go to a dentist outside of the network, you may have to pay more out of pocket.
How much does Unum dental insurance cost?
Unum dental insurance costs vary depending on the plan you choose and your location. However, Unum dental insurance is generally considered to be affordable and accessible to individuals and families on a budget.
Does Unum dental insurance have waiting periods?
No, Unum dental insurance does not have waiting periods. You can start using your insurance benefits right away.
Is Unum dental insurance a good option for families?
Yes, Unum dental insurance can be a great option for families. They offer a range of plans to choose from, so you can find one that meets your family’s needs and budget. Additionally, Unum dental insurance has a network of dentists, making it easy to find a provider that can meet your entire family’s dental needs.
Final Thoughts
Unum dental insurance is a great option for individuals and families looking for affordable and comprehensive dental coverage. With a range of plans to choose from and a network of dentists, Unum makes it easy to get the dental care you need. And with no waiting periods, you can start using your insurance benefits right away.
If you’re interested in learning more about Unum dental insurance, be sure to visit their website or speak with a representative. They can help you find the plan that best meets your needs and budget.
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