Travel Insurance for Schengen Visa

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Are you planning to travel to Europe from a non-European country? If yes, then you need a Schengen visa. A Schengen visa is a requirement for visiting the countries in the Schengen area, which includes 26 countries in Europe. However, getting a Schengen visa is not easy. There are many requirements you need to fulfill, and one of them is purchasing travel insurance. This article will guide you on everything you need to know about travel insurance for Schengen visa.

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What is a Schengen Visa?

A Schengen visa is a document that allows you to enter and travel within the Schengen area for a maximum of 90 days within a 180-day period. The Schengen area is made up of 26 countries, including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.

Types of Schengen Visas

There are different types of Schengen visas available depending on the purpose of your visit. They are as follows:

Type of Schengen Visa
Purpose of Visit
Uniform Schengen Visa (USV)
Tourism, business, visiting friends and family, cultural or sports events
Limited Territorial Validity (LTV) Visa
Transit or entry into only one or a few Schengen states
National Visa
Study, work, family reunion, medical treatment, religious reasons, or other long-term stay purposes

It is important to note that travel insurance is a requirement for all Schengen visa types.

Why Do I Need Travel Insurance for Schengen Visa?

The Schengen area countries require visitors to have travel insurance before they can issue a visa. The main reason for this is to ensure that visitors are covered in case of any unforeseen events during their stay. Travel insurance is required to cover expenses related to:

  • Medical emergencies
  • Accidents
  • Repatriation in case of illness or death
  • Emergency medical treatment
  • Emergency hospital treatment
  • Emergency dental treatment
  • Emergency medical evacuation

It is important to note that the travel insurance should have a minimum coverage of €30,000 (approximately $36,000) and should be valid for the entire duration of your stay in the Schengen area.

How Do I Get Travel Insurance for Schengen Visa?

Getting travel insurance for Schengen visa is easy. You can purchase it from any of the authorized travel insurance companies. The travel insurance should meet the following requirements:

  • Valid for all Schengen countries
  • Minimum coverage of €30,000
  • Valid for the entire duration of your stay in the Schengen area

You can purchase travel insurance for Schengen visa either online or from a travel insurance company. However, it is important to ensure that the insurance company is authorized to issue travel insurance for Schengen visa.

FAQs

What is the minimum coverage required for travel insurance for Schengen visa?

The minimum coverage required for travel insurance for Schengen visa is €30,000 (approximately $36,000).

What does travel insurance for Schengen visa cover?

Travel insurance for Schengen visa covers medical emergencies, accidents, repatriation, emergency medical treatment, emergency hospital treatment, emergency dental treatment, and emergency medical evacuation.

Can I purchase travel insurance for Schengen visa online?

Yes, you can purchase travel insurance for Schengen visa online or from a travel insurance company.

Is travel insurance required for all types of Schengen visas?

Yes, travel insurance is required for all types of Schengen visas.

Is travel insurance for Schengen visa expensive?

Travel insurance for Schengen visa is not expensive. It usually costs between €10-€20 (approximately $12-$24) for a 10-day stay in the Schengen area.

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