AXA Schengen Insurance – Everything You Need to Know

Travelling to Europe can be an incredible experience, but it also requires you to have travel insurance. Having the right insurance policy can provide you with peace of mind, especially when it comes to health concerns. AXA Schengen Insurance is one of the leading insurance policies that provide comprehensive coverage for travellers visiting the Schengen Area.

What is AXA Schengen Insurance?

AXA Schengen Insurance is a travel insurance policy that provides comprehensive coverage for people travelling to the Schengen Area. The Schengen Area comprises of 26 European countries that have abolished passport and other types of border control at their mutual borders.

AXA Schengen Insurance is designed to cover unexpected medical expenses, including medical treatment, hospitalization expenses, and emergency medical evacuation. The policy also covers other issues such as trip cancellation, trip interruption, accidental death, and repatriation of remains, among others.

Who Needs AXA Schengen Insurance?

AXA Schengen Insurance is mandatory for all non-European travellers who are travelling to the Schengen Area. The insurance policy is a requirement when applying for a Schengen Visa. The policy is also highly recommended for European travellers who want to protect themselves against unexpected medical expenses while travelling.

What Does AXA Schengen Insurance Cover?

Benefits
Maximum Benefit Amount
Medical Expenses
Up to €300,000
Hospitalization Expenses
Up to €300,000
Emergency Medical Evacuation
Up to €1,000,000
Repatriation of Remains
Up to €10,000
Accidental Death
Up to €15,000
Trip Cancellation and Interruption
Up to Trip Cost

The above table shows the maximum benefit amount for each benefit covered by AXA Schengen Insurance. However, the actual benefit amount may vary based on the policy you choose.

How to Purchase AXA Schengen Insurance?

You can purchase AXA Schengen Insurance online or through a travel insurance agent. The process is simple and involves filling out a few details about yourself and your travel plans. Once you have selected the policy that best suits your needs, you can pay online using your credit or debit card, and you will receive a confirmation of your purchase via email.

FAQs

1. How much does AXA Schengen Insurance cost?

The cost of AXA Schengen Insurance varies based on your age, travel plans, and the length of your stay. The policy cost starts from €0.99 per day for people under 40 years of age.

2. What is the minimum duration for AXA Schengen Insurance?

The minimum duration for AXA Schengen Insurance is 5 days. However, the policy can be extended up to 364 days.

3. Can I cancel my AXA Schengen Insurance policy?

Yes, you can cancel your AXA Schengen Insurance policy. However, the policy cost is non-refundable. AXA Schengen Insurance offers a free-look period of 14 days, during which you can cancel your policy.

4. How to file a claim with AXA Schengen Insurance?

To file a claim with AXA Schengen Insurance, you need to submit a claim form along with all the necessary documents, such as medical reports, bills, and receipts. You can submit the claim online or through email.

5. Is AXA Schengen Insurance valid worldwide?

No, AXA Schengen Insurance is only valid in the Schengen Area. If you plan to travel to other countries, you need to purchase a separate travel insurance policy.

In conclusion, AXA Schengen Insurance is an excellent option for people travelling to the Schengen Area. The policy provides comprehensive coverage for unexpected medical expenses, trip cancellation, and interruption, among others. The cost of the policy is reasonable, and purchasing it is an easy process.