Travel Insurance with AIG: Your Ultimate Protection on Your Next Adventure

Traveling is one of the best things in life. It’s a way to explore new places, meet new people, and experience different cultures. But as exciting as it may sound, traveling also entails risks. In fact, it’s inevitable that unexpected events may happen at any time, which can pose a threat to your safety, health, and finances. Hence, getting travel insurance is crucial for every traveler.

Discover how AIG travel insurance can safeguard you on your next adventure.

Why Do You Need Travel Insurance?

Before anything else, it’s essential to understand why travel insurance is necessary. Here are some of the reasons:

  • Travel insurance can cover medical expenses in case of an accident or illness during your trip.
  • It can provide compensation for trip cancellation or interruption, including compensation for missed flights, accommodation, and scheduled tours.
  • It can offer emergency assistance and evacuation services when you encounter unexpected situations abroad.
  • It can provide coverage for lost or stolen luggage or personal belongings.
  • It can give you peace of mind and protect you financially in the event of an unexpected occurrence.

Medical Expenses

The cost of medical treatment varies widely depending on the country you’re visiting. In some instances, it can be significantly higher than what you’d expect. For instance, in the United States, a visit to an emergency room could cost you thousands of dollars. Even a simple procedure such as a broken arm can cost around $2,500 without insurance.

With AIG travel insurance, you can be assured that your medical expenses will be covered. It offers a range of benefits, including:

Amount (USD)
Emergency medical expense
Up to $100,000
Emergency dental expense
Up to $500
Accidental death & dismemberment
Up to $25,000

AIG travel insurance covers hospitalization expenses, ambulance services, prescription drugs, and medical evacuation. The medical evacuation coverage can transport you to the nearest medical facility or back to your home country in case of a medical emergency.

Trip Cancellation or Interruption

It’s frustrating and disappointing when you have to cancel or cut short your trip due to unforeseen circumstances. With AIG travel insurance, you can be reimbursed for prepaid, non-refundable expenses such as trip deposits, flights, and accommodation fees. Some of the events covered by AIG travel insurance include:

  • Illness or injury before or during your trip.
  • Death of a family member or traveling companion.
  • Natural disasters such as hurricanes, earthquakes, or floods.
  • Work-related or personal emergencies that require you to stay home.

If you’re forced to interrupt your trip, AIG travel insurance can cover the additional expenses needed to get you back home safely.

Emergency Assistance and Evacuation Services

When you’re traveling in a foreign country, it can be challenging to deal with emergencies on your own. That’s why AIG travel insurance provides 24/7 emergency assistance services that can help you navigate unexpected situations. Here are some of the services you can get:

  • Medical consultation and referral services.
  • Emergency travel arrangements such as flights and accommodation.
  • Assistance with replacing lost or stolen travel documents.
  • Language translation services.

In case of severe medical emergencies, AIG can arrange for medical evacuation to the nearest appropriate medical facility or back to your home country. The benefit amount varies depending on your plan.

Lost or Stolen Luggage or Personal Belongings

It’s a nightmare scenario to arrive at your destination and find out that your luggage is missing or stolen. AIG travel insurance covers the replacement or reimbursement of lost or stolen luggage or personal belongings. The coverage amount varies depending on your plan.

Peace of Mind and Financial Protection

Travel insurance may seem like an additional expense, but it’s worth it when you consider the benefits it offers. It can give you peace of mind and protect you financially when unexpected events occur.

With AIG travel insurance, you can customize your plan according to your needs and preferences. You can choose from different levels of coverage, including medical, trip cancellation, baggage, and emergency assistance.

Frequently Asked Questions (FAQs)

What is the coverage amount for medical expenses?

The coverage amount for medical expenses varies depending on your plan. AIG travel insurance offers up to $100,000 for emergency medical expenses.

What is the benefit amount for lost or stolen luggage?

The benefit amount for lost or stolen luggage varies depending on your plan. AIG travel insurance offers up to $2,000 for baggage coverage.

Can I cancel my trip for any reason?

With AIG travel insurance, you can cancel your trip for any reason and be reimbursed for prepaid, non-refundable expenses. However, to be eligible for this benefit, you must purchase the plan within a specified number of days from your initial trip deposit and cancel your trip within the specified timeframe.

What is the duration of the coverage?

The duration of the coverage depends on your plan. AIG travel insurance offers coverage up to 180 days for single trips and up to one year for annual multi-trip plans.

How do I file a claim?

You can file a claim online or by contacting AIG travel insurance customer service. You need to provide the necessary documentation, including proof of loss, receipts, and medical bills.

Is there a waiting period for coverage?

Yes, there is a waiting period for coverage, depending on your plan. It’s essential to read the policy terms and conditions to understand the waiting period for each benefit.

Who can purchase AIG travel insurance?

AIG travel insurance is available to individuals or families traveling abroad.


Travel insurance is a must-have for any traveler. It can cover unexpected medical expenses, trip cancellations or interruptions, emergency assistance, lost or stolen luggage, and personal belongings. AIG travel insurance offers comprehensive coverage and benefits that can give you peace of mind and financial protection on your next adventure.