Chase Travel Insurance: What You Need to Know

by

Traveling is one of the most exciting things you can do in life. It’s a chance to explore new places, experience different cultures and make unforgettable memories. However, unfortunate events can happen while traveling, and they can disrupt your trip or even force you to cancel it. This is where travel insurance comes in, and Chase Travel Insurance is one of the options you have to consider. In this article, we will discuss everything you need to know about Chase Travel Insurance.

Table Contents show

What is Chase Travel Insurance?

Chase Travel Insurance is a type of travel insurance offered by JPMorgan Chase. It is designed to protect you and your travel investment in case of unexpected events that may result in trip cancellations, trip interruptions, or other travel-related inconveniences. It can also provide coverage for medical expenses or emergency evacuation while traveling.

Chase Travel Insurance is available to all Chase cardmembers, including those with the Chase Sapphire Preferred, Chase Sapphire Reserve, and Chase Freedom cards. The coverage varies depending on the type of card you have and the type of trip you are taking.

What are the Types of Coverage Offered by Chase Travel Insurance?

Chase Travel Insurance offers different types of coverage, including:

Type of Coverage
Description
Trip Cancellation/Interruption
Covers non-refundable expenses if your trip is canceled or interrupted due to covered reasons, such as illness, injury, or severe weather.
Trip Delay
Covers additional expenses if your trip is delayed for more than 12 hours due to a covered reason, such as a common carrier delay, equipment failure, or inclement weather.
Baggage Delay
Covers additional expenses for the purchase of necessary personal items if your bags are delayed for more than six hours.
Lost, Stolen, or Damaged Baggage
Covers the cost of replacing lost, stolen, or damaged baggage.
Emergency Medical and Dental Expenses
Covers expenses for emergency medical or dental treatment while traveling.
Emergency Medical Evacuation/Repatriation
Covers the cost of transportation, medical care, and other related expenses if you need to be evacuated or repatriated due to a covered medical emergency or injury.

What are the Eligibility Requirements for Chase Travel Insurance?

To be eligible for Chase Travel Insurance, you must:

  • Be a Chase cardmember
  • Purchase the entire cost of your trip with your Chase card or with Chase Ultimate Rewards points
  • Be traveling more than 100 miles away from your home
  • Be traveling for less than 60 days

It’s important to note that Chase Travel Insurance is a secondary coverage, which means that it will only cover expenses that are not covered by other insurance policies or benefits you may have. You will need to submit a claim to Chase Travel Insurance only after you have exhausted all other options.

How Do You Purchase Chase Travel Insurance?

Chase Travel Insurance is automatically included with certain Chase cards, such as the Chase Sapphire Preferred and the Chase Sapphire Reserve. If you have one of these cards, you do not need to purchase Chase Travel Insurance separately. However, if you have a different Chase card, you may need to purchase Chase Travel Insurance as an add-on option.

You can purchase Chase Travel Insurance by calling the Chase Travel Center at 1-888-320-9961. The cost of the insurance will depend on the type of coverage you need and the cost of your trip.

FAQs

Does Chase Travel Insurance Cover Pre-Existing Medical Conditions?

No, Chase Travel Insurance does not cover pre-existing medical conditions. It’s important to read the terms and conditions of the policy carefully to ensure that you understand what is covered and what is not covered.

What is the Maximum Coverage Amount for Chase Travel Insurance?

The maximum coverage amount for Chase Travel Insurance varies depending on the type of coverage and the card you have. You can find the specific coverage details for your card by reviewing the terms and conditions of the policy.

Is Chase Travel Insurance Worth It?

Whether or not Chase Travel Insurance is worth it depends on your individual needs and circumstances. If you are traveling internationally, participating in adventure sports, or have non-refundable expenses, then travel insurance may be worth it to protect your investment. However, if you have comprehensive health insurance, have flexible travel plans, or are traveling domestically, then you may not need travel insurance.

Ultimately, the decision to purchase travel insurance is a personal one, and you should carefully consider your options before making a decision.

Conclusion

Chase Travel Insurance is a type of travel insurance offered by JPMorgan Chase. It can provide coverage for trip cancellations, trip interruptions, medical expenses, baggage delay, lost baggage, and emergency medical evacuation. To be eligible for Chase Travel Insurance, you must be a Chase cardmember, purchase the entire cost of your trip with your Chase card or with Chase Ultimate Rewards points, be traveling more than 100 miles away from your home, and be traveling for less than 60 days.

If you are considering Chase Travel Insurance, it’s important to read the terms and conditions of the policy carefully to understand what is covered and what is not covered. Additionally, you should compare the coverage and cost of Chase Travel Insurance to other travel insurance options to determine which one is best for you.

Rekomendasi: