The Commerce Insurance Company: A Comprehensive Guide

The Commerce Insurance Company is a subsidiary of MAPFRE U.S.A. Corp., a global insurance company with operations in 100 countries. Founded in Massachusetts in 1971, Commerce Insurance provides personal and commercial insurance solutions to customers in select states.

History of Commerce Insurance Company

The Commerce Insurance Company was founded in 1971 in Webster, Massachusetts, by Gerald Fels and Robert Sheridan. The company started as a small regional insurance company, offering automobile insurance to local residents.

Over the years, Commerce Insurance expanded its operations and became one of the leading insurance providers in Massachusetts. In 2008, MAPFRE, a global insurance company based in Spain, acquired Commerce Insurance, making it a subsidiary of MAPFRE U.S.A. Corp.

MAPFRE U.S.A. Corp.

MAPFRE U.S.A. Corp. is a subsidiary of MAPFRE Group, a global insurance company with operations in 100 countries. MAPFRE Group was founded in Madrid, Spain, in 1933, and has since expanded its operations to become one of the leading insurance providers in the world.

MAPFRE U.S.A. Corp. operates under the MAPFRE brand in the United States, and offers personal and commercial insurance solutions to customers in select states.

Insurance Products Offered by Commerce Insurance Company

Commerce Insurance Company offers a range of personal and commercial insurance products, including:

Personal Insurance Products
Commercial Insurance Products
Automobile Insurance
Commercial Automobile Insurance
Homeowners Insurance
Commercial Property Insurance
Renters Insurance
General Liability Insurance
Condominium Insurance
Workers Compensation Insurance

Personal Insurance Products

Commerce Insurance Company offers a range of personal insurance products to protect your home, vehicle, and personal property:

Automobile Insurance

Commerce Insurance Company is one of the leading providers of automobile insurance in Massachusetts. The company offers a range of coverage options to protect you and your vehicle, including:

  • Bodily injury liability
  • Property damage liability
  • Collision coverage
  • Comprehensive coverage
  • Personal injury protection

Homeowners Insurance

Commerce Insurance Company offers homeowners insurance to protect your home and personal property from damage or loss. The company offers a range of coverage options, including:

  • Dwelling coverage
  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverage

Renters Insurance

Commerce Insurance Company offers renters insurance to protect your personal property in case of damage or loss. The company offers a range of coverage options, including:

  • Personal property coverage
  • Liability coverage
  • Additional living expenses coverage

Condominium Insurance

Commerce Insurance Company offers condominium insurance to protect your personal property and the interior of your unit. The company offers a range of coverage options, including:

  • Personal property coverage
  • Interior unit coverage
  • Liability coverage
  • Loss assessment coverage

Commercial Insurance Products

Commerce Insurance Company offers a range of commercial insurance products to protect your business and employees:

Commercial Automobile Insurance

Commerce Insurance Company offers commercial automobile insurance to protect your business vehicles and employees. The company offers a range of coverage options, including:

  • Bodily injury liability
  • Property damage liability
  • Collision coverage
  • Comprehensive coverage
  • Personal injury protection

Commercial Property Insurance

Commerce Insurance Company offers commercial property insurance to protect your business property from damage or loss. The company offers a range of coverage options, including:

  • Building coverage
  • Business personal property coverage
  • Business income coverage
  • Equipment breakdown coverage

General Liability Insurance

Commerce Insurance Company offers general liability insurance to protect your business from liability claims. The company offers a range of coverage options, including:

  • Bodily injury liability
  • Property damage liability
  • Products and completed operations coverage
  • Advertising injury coverage

Workers Compensation Insurance

Commerce Insurance Company offers workers compensation insurance to protect your employees in case of work-related injuries or illnesses. The company offers a range of coverage options, including:

  • Medical and disability benefits
  • Lost wages coverage
  • Employer liability coverage

Customer Service and Claims Handling

Commerce Insurance Company is committed to providing excellent customer service and claims handling to its customers. The company offers:

  • A dedicated claims center staffed by knowledgeable claims representatives
  • 24/7 claims reporting via phone or online
  • Flexible payment options, including online bill pay and automatic payments
  • Discounts for bundling multiple insurance products
  • Online account management and policy access

FAQ

What states does Commerce Insurance Company operate in?

Commerce Insurance Company operates in Massachusetts and New Hampshire.

What types of insurance does Commerce Insurance Company offer?

Commerce Insurance Company offers personal and commercial insurance products, including automobile, homeowners, renters, and condominium insurance for individuals, and commercial automobile, property, liability, and workers compensation insurance for businesses.

How can I file a claim with Commerce Insurance Company?

You can file a claim with Commerce Insurance Company by calling their dedicated claims center or by reporting a claim online.

What discounts does Commerce Insurance Company offer?

Commerce Insurance Company offers discounts for bundling multiple insurance products, as well as for having a clean driving record and being a safe driver.

Does Commerce Insurance Company offer online bill pay?

Yes, Commerce Insurance Company offers online bill pay and automatic payments for customers who prefer to manage their accounts online.

Can I access my policy online?

Yes, Commerce Insurance Company offers online account management and policy access for customers who prefer to manage their accounts online.

Conclusion

Commerce Insurance Company is a leading provider of personal and commercial insurance products in Massachusetts and New Hampshire. With a range of coverage options and excellent customer service and claims handling, Commerce Insurance Company is a great choice for individuals and businesses looking for insurance solutions.