Commerce Insurance Company: Protecting Your Business with the Best Insurance Solutions

Running a business comes with its own set of challenges and owning a business insurance policy is a crucial investment that can protect your company against financial damages in case of any unforeseen circumstances. There are many insurance providers available in the market, but Commerce Insurance Company is a reliable and reputable insurer that offers comprehensive insurance solutions to businesses of all sizes.

Who is Commerce Insurance Company?

Based in Webster, Massachusetts, Commerce Insurance Company was founded in 1972 and is one of the largest personal and commercial insurance providers in the region. It is a subsidiary of MAPFRE U.S.A. Corp, a part of MAPFRE, a global insurance company headquartered in Spain.

Commerce Insurance Company has a network of more than 2,300 independent agents and brokers across Massachusetts, New Hampshire and Maine, and offers a wide range of insurance products to businesses and individuals.

What Types of Business Insurance Does Commerce Insurance Company Offer?

Commerce Insurance Company offers various types of commercial insurance policies that can protect your business against financial losses that may arise from unexpected events. Here are some of the insurance policies offered by Commerce Insurance Company:

Insurance Type
Policy Description
General Liability Insurance
Protects your business against claims of bodily injury, property damage or personal injury caused by your business operations or products.
Property Insurance
Covers the cost of repairing or replacing your business property that is damaged or lost due to fire, theft, vandalism or other covered events.
Commercial Auto Insurance
Protects your company vehicles and drivers against accidents, theft, and other damage.
Workers Compensation Insurance
Covers your employees’ medical expenses and lost wages if they are injured or fall sick on the job.
Umbrella Insurance
Provides additional liability coverage beyond the limits of your primary insurance policies.

Why Choose Commerce Insurance Company?

Choosing the right insurance company for your business is a crucial decision and there are many reasons why Commerce Insurance Company is a good choice:

  1. Financial Strength: Commerce Insurance Company has a strong financial rating from A.M. Best, one of the most reputable financial rating agencies in the industry.
  2. Experience: With over 45 years of experience, Commerce Insurance Company has been providing reliable insurance solutions to businesses of all sizes.
  3. Local Presence: With more than 2,300 independent agents and brokers across the region, Commerce Insurance Company has a strong local presence and understands the unique needs of businesses in Massachusetts, New Hampshire, and Maine.
  4. Customized Solutions: Commerce Insurance Company offers customized insurance solutions that are tailored to meet the specific needs of your business.

FAQs about Commerce Insurance Company

What is the claims process with Commerce Insurance Company?

If you need to file a claim with Commerce Insurance Company, you can do so by contacting your independent agent or broker. They will help you file the claim and provide you with any necessary instructions. You can also file a claim online through Commerce Insurance Company’s website.

How can I contact Commerce Insurance Company?

You can contact Commerce Insurance Company by phone at 800-922-8276 or by visiting their website at You can also find a local independent agent or broker by using their “Find An Agent” tool on their website.

What types of businesses does Commerce Insurance Company cover?

Commerce Insurance Company offers insurance solutions for a wide range of businesses, including small businesses, mid-size businesses, and large corporations. They specialize in the following industries:

  • Construction
  • Food and Beverage
  • Healthcare
  • Hospitality
  • Retail
  • Technology

Does Commerce Insurance Company offer any discounts?

Yes, Commerce Insurance Company offers various discounts that can help you save money on your insurance premiums. Some of the discounts available include:

  • Multi-policy discount
  • New business discount
  • Safety program discount
  • Paperless billing discount

How do I get a quote from Commerce Insurance Company?

You can get a quote from Commerce Insurance Company by contacting an independent agent or broker in your area. You can also request a quote by filling out a form on their website.

The Bottom Line

Commerce Insurance Company offers reliable and comprehensive insurance solutions that can protect your business against various risks and financial damages. With their strong financial rating, experience, local presence and customized solutions, you can trust Commerce Insurance Company to provide the best protection for your business.