SBI General Insurance: Overview, Policies, and FAQs

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SBI General Insurance is a joint venture between State Bank of India and Insurance Australia Group (IAG) that offers a range of policies to individuals, families, and businesses in India. With a focus on providing comprehensive coverage, quick claim settlements, and personalized customer service, SBI General Insurance has become one of the leading insurers in India in recent years.

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Types of Policies Offered by SBI General Insurance

SBI General Insurance offers a wide range of policies that cater to the needs of different customers. Here are some of the major policies offered by SBI General Insurance:

1. Health Insurance

SBI General Insurance offers health insurance policies that provide coverage for medical expenses related to hospitalization, surgeries, and critical illnesses. Some of the popular health insurance policies offered by SBI General Insurance are:

Policy Name
Key Features
Arogya Sanjeevani Policy
– Provides coverage for hospitalization expenses up to the sum insured limit
– Covers pre and post-hospitalization expenses for up to 30 and 60 days respectively
– Offers lifelong renewability
Individual Health Insurance Policy
– Provides coverage for hospitalization expenses and critical illness treatment
– Covers pre and post-hospitalization expenses for up to 60 and 90 days respectively
– Offers cashless hospitalization at network hospitals
Critical Illness Insurance Policy
– Provides lump sum payout on diagnosis of critical illnesses
– Covers 13 major critical illnesses such as cancer, heart attack, and kidney failure
– Offers tax benefits on premiums paid

2. Motor Insurance

SBI General Insurance offers motor insurance policies that provide coverage for damages to your vehicle and third-party liabilities. Some of the popular motor insurance policies offered by SBI General Insurance are:

Policy Name
Key Features
Private Car Insurance
– Provides coverage for damages to your car due to accidents, theft, and natural calamities
– Offers personal accident cover for the owner and driver of the car
– Offers 24×7 roadside assistance
Two Wheeler Insurance
– Provides coverage for damages to your two wheeler due to accidents, theft, and natural calamities
– Offers personal accident cover for the owner and pillion rider of the two wheeler
– Offers cashless hospitalization in case of accidents

3. Travel Insurance

SBI General Insurance offers travel insurance policies that provide coverage for medical emergencies, trip cancellation, and loss of baggage. Some of the popular travel insurance policies offered by SBI General Insurance are:

Policy Name
Key Features
Domestic Travel Insurance
– Provides coverage for medical emergencies, trip cancellation, and loss of baggage
– Covers up to Rs. 50 lakh for accident and Rs. 5 lakh for hospitalization
– Offers cashless medical assistance
Overseas Travel Insurance
– Provides coverage for medical emergencies, trip cancellation, and loss of passport
– Covers up to $1,00,000 for medical expenses and $50,000 for personal accident
– Offers emergency cash assistance and legal advice

How to Buy SBI General Insurance Policies

You can buy SBI General Insurance policies online or offline. Here are the steps to buy SBI General Insurance policies:

1. Online

To buy SBI General Insurance policies online, follow these steps:

– Visit the SBI General Insurance website
– Choose the policy you want to buy
– Enter your personal and vehicle/travel details
– Pay the premium online
– Receive the policy document in your email

2. Offline

To buy SBI General Insurance policies offline, follow these steps:

– Visit the nearest SBI General Insurance branch
– Choose the policy you want to buy
– Fill the application form and submit it with the premium amount
– Receive the policy document in person or through courier

FAQs about SBI General Insurance Policies

Q1. Can I renew my SBI General Insurance policy online?

Yes, you can renew your SBI General Insurance policy online by visiting the official website and entering your policy details. You can also renew your policy offline by visiting the nearest SBI General Insurance branch.

Q2. How can I claim my SBI General Insurance policy?

You can claim your SBI General Insurance policy by following these steps:

– Notify SBI General Insurance about the claim
– Fill the claim form and submit it with the required documents
– Wait for the claim to be processed and approved
– Receive the claim amount in your bank account or as a cheque

Q3. What is the customer service number of SBI General Insurance?

The customer service number of SBI General Insurance is 1800-102-1111. You can also email your queries to customer.care@sbigeneral.in or visit the nearest branch for assistance.

Q4. Can I cancel my SBI General Insurance policy?

Yes, you can cancel your SBI General Insurance policy by submitting a written request to the nearest branch. However, the cancellation charges may apply depending on the policy terms and conditions.

Q5. How long does it take for SBI General Insurance to settle a claim?

SBI General Insurance aims to settle claims within 30 days from the date of receipt of all the required documents. However, the actual time may vary depending on the complexity of the claim and the policy terms and conditions.

Overall, SBI General Insurance offers a wide range of policies that provide comprehensive coverage, quick claim settlements, and personalized customer service. Whether you are looking for health insurance, motor insurance, or travel insurance, SBI General Insurance is a good option to consider.

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