Oriental Insurance: Protecting Your Future

Insuring your assets and securing your future is a wise decision. Accidents and unexpected events can happen anytime, anywhere, and having insurance coverage can help provide financial protection and peace of mind. Oriental Insurance is one of the most trusted insurance providers in India, offering a wide range of insurance products to meet the diverse needs of its customers.

Who is Oriental Insurance?

Oriental Insurance is a leading public sector general insurance company in India, founded in 1947. The company is headquartered in New Delhi and has more than 1,800 offices across the country. Oriental Insurance offers a range of insurance products such as health, motor, travel, home, personal accident, and more. The company has a strong presence in the rural areas of India, providing insurance coverage to people who are underserved and underinsured.

What are the benefits of Oriental Insurance?

Oriental Insurance offers a range of benefits to its customers, including:

With these benefits, Oriental Insurance has earned the trust and loyalty of its customers over the years, making it one of the most preferred insurance providers in India.

What are the insurance products offered by Oriental Insurance?

Oriental Insurance offers a wide range of insurance products to meet the diverse needs of its customers. Let’s have a look at some of the most popular insurance products offered by the company:

Health Insurance

Health insurance is essential to cover the expenses incurred due to hospitalization, medical treatment, and surgeries. Oriental Insurance offers various health insurance plans that provide coverage for hospitalization expenses, pre and post-hospitalization expenses, and critical illness. The company also offers health insurance plans for senior citizens and families.

Motor Insurance

Motor insurance is mandatory in India, and Oriental Insurance offers comprehensive insurance coverage for two-wheelers, four-wheelers, and commercial vehicles. The company provides coverage for own damage, third-party liability, and personal accident cover.

Travel Insurance

Travel insurance is essential for people who travel frequently, either for business or pleasure. Oriental Insurance offers travel insurance plans that provide coverage for medical expenses, trip cancellation or interruption, lost baggage, and more.

Home Insurance

Home insurance is essential to protect your home and its contents from unforeseen events like fire, theft, and natural calamities. Oriental Insurance offers home insurance plans that provide coverage for the structure of the house, its contents, and personal belongings.

Personal Accident Insurance

Personal accident insurance provides coverage for accidental death or disability. Oriental Insurance offers personal accident insurance plans that provide coverage for accidental death, permanent total disability, and more.

These are just some of the insurance products offered by Oriental Insurance. The company also offers insurance coverage for marine, agriculture, industrial, and commercial sectors.

How to buy Oriental Insurance?

Buying insurance from Oriental Insurance is easy and hassle-free. You can buy insurance online through the company’s website or visit any of the nearest Oriental Insurance branches. Here’s how you can buy Oriental Insurance:

Step 1: Choose the insurance product

Choose the insurance product that you want to buy from Oriental Insurance. You can compare the different insurance plans offered by the company and choose the one that best suits your needs.

Step 2: Calculate the premium

Once you have chosen the insurance product, you can calculate the premium payable using the premium calculator available on the company’s website. Enter your details and get an instant quote on the premium payable.

Step 3: Fill up the application form

Fill up the application form for the insurance product that you want to buy. You can download the form from the company’s website or get it from any of the Oriental Insurance branches. Fill up the form with accurate details and submit it along with the premium payable.

Step 4: Make the payment

You can make the payment online through the company’s website or through any of the Oriental Insurance branches. The company accepts various modes of payment such as net banking, credit/debit cards, and more.

Step 5: Receive the policy document

Once the payment is made, you will receive the policy document from Oriental Insurance. The policy document contains all the details of the insurance coverage and the terms and conditions of the policy.

How to make a claim with Oriental Insurance?

Making a claim with Oriental Insurance is quick and hassle-free. Here’s how you can make a claim:

Step 1: Inform the company

Inform Oriental Insurance about the claim as soon as possible. You can call the toll-free number or visit any of the nearest Oriental Insurance branches.

Step 2: Fill up the claim form

Fill up the claim form with accurate details and submit it along with the supporting documents. The company will verify the claim and settle it as per the terms and conditions of the policy.

Step 3: Receive the claim amount

If the claim is approved, the company will settle the claim amount as per the terms and conditions of the policy. The claim amount will be credited to your bank account or paid through a cheque.

Conclusion

Oriental Insurance is a trusted and reliable insurance provider in India, offering a wide range of insurance products to meet the diverse needs of its customers. The company has a strong presence in the rural areas of India, providing insurance coverage to people who are underserved and underinsured. With quick and hassle-free claim settlement, round-the-clock customer support, and a wide range of insurance products, Oriental Insurance is a preferred choice for people looking for insurance coverage in India.