Roundstone Insurance: Providing Innovative Risk Solutions

Roundstone Insurance, a leading provider of captive insurance solutions, is dedicated to helping businesses mitigate risks and reduce insurance costs. With a team of experienced professionals and innovative technologies, Roundstone Insurance offers personalized, cost-effective risk management solutions that meet the unique needs of each client.

What is Captive Insurance?

Captive insurance is a form of self-insurance in which a parent company creates a subsidiary to provide insurance coverage for itself and its affiliates. Captive insurance can help businesses reduce insurance costs, manage risks more effectively, and gain greater control over their insurance programs.

Roundstone Insurance specializes in captive insurance solutions, helping businesses manage the risks associated with employee benefits, property and casualty, and other areas of risk exposure. The company’s team of experts works closely with clients to develop customized solutions that meet their unique needs and exceed their expectations.

Benefits of Captive Insurance

There are many benefits to captive insurance, including:

Benefit
Description
Cost Savings
Captive insurance can be more cost-effective than traditional insurance, as it allows businesses to retain more of their insurance premiums and reduce costs associated with insurance administration and claims handling.
Risk Management
Captive insurance can help businesses manage risks more effectively by providing greater control over their insurance programs and allowing them to customize coverage to meet their unique needs.
Tax Benefits
Captive insurance can provide tax benefits, as premiums paid to captives are tax-deductible and captive insurance companies can take advantage of certain tax structures.
Asset Protection
Captive insurance can provide asset protection, as it allows businesses to set aside funds in reserve to cover potential losses.

Roundstone Insurance Solutions

Roundstone Insurance offers a range of captive insurance solutions to meet the needs of businesses of all sizes and industries. These solutions include:

Medical Stop-Loss Captive Insurance

Medical stop-loss insurance is a form of insurance that protects self-funded employer health plans against catastrophic losses. Roundstone Insurance offers medical stop-loss captive insurance solutions that allow employers to gain greater control over their health insurance programs and reduce their costs. These solutions include:

  • Customized coverage options
  • Expert claims administration
  • Risk management services
  • Access to provider networks

Property and Casualty Captive Insurance

Roundstone Insurance offers property and casualty captive insurance solutions that help businesses manage risks associated with property damage, liability, and other areas of risk exposure. These solutions include:

  • Customized coverage options
  • Risk management services
  • Expert claims administration
  • Access to reinsurance markets

Benefits Captive Insurance

Captive insurance can be an effective way for businesses to manage the risks associated with employee benefits, such as health insurance, disability insurance, and life insurance. Roundstone Insurance offers benefits captive insurance solutions that help businesses reduce costs and gain greater control over their insurance programs. These solutions include:

  • Customized coverage options
  • Risk management services
  • Expert claims administration
  • Access to reinsurance markets

Why Choose Roundstone Insurance?

Roundstone Insurance is committed to providing innovative, cost-effective risk management solutions that meet the unique needs of each client. The company’s team of experts has extensive experience in captive insurance and is dedicated to delivering outstanding results for clients.

Other reasons to choose Roundstone Insurance include:

  • Flexible, customized solutions
  • Expert risk management services
  • Advanced technology platforms
  • Access to reinsurance markets

FAQs

What is captive insurance?

Captive insurance is a form of self-insurance in which a parent company creates a subsidiary to provide insurance coverage for itself and its affiliates.

What are the benefits of captive insurance?

Benefits of captive insurance include cost savings, risk management, tax benefits, and asset protection.

What types of captive insurance solutions does Roundstone Insurance offer?

Roundstone Insurance offers medical stop-loss captive insurance, property and casualty captive insurance, and benefits captive insurance solutions.

Why choose Roundstone Insurance?

Roundstone Insurance offers flexible, customized solutions, expert risk management services, advanced technology platforms, and access to reinsurance markets.

How does captive insurance help businesses reduce costs?

Captive insurance can be more cost-effective than traditional insurance, as it allows businesses to retain more of their insurance premiums and reduce costs associated with insurance administration and claims handling.