Root Auto Insurance: A Comprehensive Guide

Introduction

Auto insurance is an essential requirement for drivers across the globe. No matter how cautious a driver you are, you cannot guarantee that you will never be involved in an accident. Car accidents happen even to the most experienced drivers, and they can be costly. That’s why it is important to have auto insurance. One of the best auto insurance companies that you can consider is Root Auto Insurance.

Root Auto Insurance is a relatively new player in the insurance industry, but it has already made a name for itself. In this article, we will explore everything you need to know about Root Auto Insurance, including how it works, how much it costs, and more.

What is Root Auto Insurance?

Root Auto Insurance is a car insurance company that uses an app to track your driving behavior. The company uses this information to determine your premiums, which means that safe drivers can save money on their auto insurance. Root Auto Insurance was founded in 2015 and is headquartered in Columbus, Ohio. The company has quickly become a popular choice for drivers who are looking for affordable auto insurance coverage.

How does Root Auto Insurance work?

When you sign up for Root Auto Insurance, you will be asked to download the company’s app. The app will track your driving behavior, including your speed, braking, and how often you use your phone while driving. The company uses this data to determine your premiums.

Unlike other auto insurance companies, Root does not use your credit score or other personal information to determine your premiums. Instead, it focuses solely on your driving behavior. This means that safe drivers can save money on their auto insurance, regardless of their credit score or other personal factors.

What are the benefits of Root Auto Insurance?

There are several benefits of choosing Root Auto Insurance over other auto insurance companies:

  1. Lower premiums for safe drivers: If you are a safe driver, you can save money on your premiums with Root Auto Insurance.
  2. No hidden fees: Root Auto Insurance has a transparent pricing system, so you won’t be surprised by any hidden fees.
  3. Easy-to-use app: The Root Auto Insurance app is user-friendly and makes it easy to track your driving behavior.
  4. Fast claims process: If you need to file a claim, Root Auto Insurance has a fast and efficient claims process.

How much does Root Auto Insurance cost?

The cost of Root Auto Insurance varies depending on several factors, including your driving behavior, the type of car you drive, and where you live. However, Root Auto Insurance is generally considered to be a more affordable option compared to other auto insurance companies.

If you are a safe driver, you can save money on your auto insurance with Root. According to the company, drivers can save up to 52% on their auto insurance premiums by using the Root app.

FAQs

1. Is Root Auto Insurance available in my state?

Root Auto Insurance is currently available in the following states:

State
Availability
Arizona
Yes
Arkansas
Yes
California
Yes
Colorado
Yes
Connecticut
Yes
Delaware
Yes
Georgia
Yes
Illinois
Yes
Indiana
Yes
Iowa
Yes
Kentucky
Yes
Louisiana
Yes
Maryland
Yes
Mississippi
Yes
Missouri
Yes
Montana
Yes
Nebraska
Yes
Nevada
Yes
New Mexico
Yes
North Dakota
Yes
Ohio
Yes
Oklahoma
Yes
Oregon
Yes
Pennsylvania
Yes
Rhode Island
Yes
South Carolina
Yes
Tennessee
Yes
Texas
Yes
Utah
Yes
Virginia
Yes
Washington
Yes
West Virginia
Yes
Wisconsin
Yes

2. How do I file a claim with Root Auto Insurance?

If you are involved in an accident, you can file a claim with Root Auto Insurance through the company’s app. Simply open the app and follow the prompts to file your claim. You can also contact Root customer service at any time if you need assistance with your claim.

3. Does Root Auto Insurance offer roadside assistance?

Yes, Root Auto Insurance offers roadside assistance as an optional add-on to your policy. With roadside assistance, you can get help if you need a tow, a jumpstart, or other emergency services while on the road.

4. Can I customize my Root Auto Insurance policy?

Yes, you can customize your Root Auto Insurance policy to fit your needs. The company offers several optional add-ons, including:

  • Roadside assistance
  • Rental car reimbursement
  • Accident forgiveness
  • Comprehensive coverage
  • Collision coverage

Conclusion

Root Auto Insurance is a great choice for drivers who are looking for affordable and transparent auto insurance coverage. With its user-friendly app and focus on safe driving behavior, Root is quickly becoming a popular choice for drivers across the United States. If you are interested in Root Auto Insurance, be sure to visit the company’s website to learn more and get a quote.