Root Canal Cost with Insurance

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Root canal is a popular dental procedure used to save a tooth that has been badly damaged or infected. It is an effective way to relieve pain, prevent further damage, and restore the functionality of the tooth. However, the cost of root canal treatment can be quite expensive, especially if you don’t have insurance. In this article, we will discuss the cost of root canal treatment with insurance, as well as some frequently asked questions about this procedure.

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Root Canal Procedure

Before we dive into the cost of root canal treatment, let’s take a brief look at the procedure itself. Root canal treatment involves removing the infected or damaged pulp from the tooth, cleaning and disinfecting the root canal, and then sealing it with a filling or crown. This procedure is typically performed under local anesthesia and can usually be completed in one or two appointments, depending on the severity of the damage and infection.

Root canal treatment is a common procedure, and it has a high success rate. It is a good option for saving a damaged tooth, as it can prevent the need for extraction and further dental work.

Cost of Root Canal Treatment

The cost of root canal treatment can vary depending on a number of factors, such as the location of the tooth, the severity of the damage or infection, and the dentist’s experience and location. Without insurance, the average cost of a root canal ranges from $500 to $1,500, with the average cost being around $900 for a front tooth and $1,100 for a molar.

With insurance, the cost of root canal treatment can be significantly lower. Many dental insurance plans cover at least part of the cost of root canal treatment, and some plans may cover the entire cost. However, it is important to check with your insurance provider to see what your specific plan covers and what your out-of-pocket costs will be.

Root Canal Cost with Different Types of Insurance

The cost of root canal treatment can vary depending on the type of insurance you have. Here are some different types of insurance and how they may affect the cost of your root canal treatment:

PPO Dental Insurance

If you have a PPO (preferred provider organization) dental insurance plan, you will typically have a list of dentists to choose from who are in your plan’s network. If you choose a dentist in your network, your out-of-pocket costs for root canal treatment will be lower than if you go out of network.

With a PPO dental insurance plan, you will usually have a deductible and a coinsurance amount that you will be responsible for paying. Your insurance plan will cover the rest of the cost up to a certain amount. After that, you will be responsible for paying any additional costs.

HMO Dental Insurance

If you have an HMO (health maintenance organization) dental insurance plan, you will typically have a primary care dentist who you will see for all of your dental care. With an HMO plan, your out-of-pocket costs for root canal treatment will be lower than with a PPO plan, but you will have less choice in terms of which dentist you see.

With an HMO dental insurance plan, you will typically have a copay for each dental visit, including root canal treatment. Your insurance plan will cover the rest of the cost up to a certain amount.

Medicaid Dental Insurance

If you have Medicaid dental insurance, your out-of-pocket costs for root canal treatment will be very low or even zero. Medicaid dental insurance typically covers the full cost of root canal treatment, as well as other necessary dental procedures.

FAQs

Question
Answer
1. Is root canal treatment covered by dental insurance?
Many dental insurance plans cover at least part of the cost of root canal treatment, and some plans may cover the entire cost. However, it is important to check with your insurance provider to see what your specific plan covers and what your out-of-pocket costs will be.
2. How much does a root canal cost without insurance?
Without insurance, the average cost of a root canal ranges from $500 to $1,500, with the average cost being around $900 for a front tooth and $1,100 for a molar.
3. How long does a root canal procedure take?
A root canal procedure can usually be completed in one or two appointments, depending on the severity of the damage and infection.
4. Is root canal treatment painful?
Root canal treatment is typically performed under local anesthesia, so you should not feel any pain during the procedure. However, you may experience some discomfort or sensitivity in the days following the procedure.

Conclusion

Root canal treatment can be an effective way to save a damaged tooth, but it can also be expensive, especially if you don’t have insurance. With insurance, the cost of root canal treatment can be significantly lower, but it is important to check with your insurance provider to see what your specific plan covers and what your out-of-pocket costs will be. By understanding the cost of root canal treatment and your insurance options, you can make informed decisions about your dental care.

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