“On the fourth day of Christmas my true love gave me four collies, three French hens, two turtledoves and a partridge in a pear tree”.
I have some bad news for all you bird owners – your bird is not considered a pet by some insurance companies, with that in mind I’ve chosen to change the lyrics in our favorite Christmas Carole to: four collie dogs.
Pets are really only part of our family and we often take them with us on our travels. With that in mind, Progressive has chosen to add pet coverage as part of your auto insurance policy. They offer up to a thousand dollars in coverage for your dog or cat if they are injured in a car accident, or even in the event of a fire or theft. The better news is that it’s free! Correct. Progressive’s Pet Injury coverage is automatically included in your Collision coverage.
Suppose you are involved in an accident and you could use your collision coverage to repair your vehicle; Well, you can also use Pet Injury coverage for your dog or cat to help offset the cost of vet bills. If the pet is not yours, but belongs to a family member who lives with you, the same cover applies
Again, Pet Injury coverage is built into your Collision coverage, meaning there are no additional costs if you choose to use it or not.
Now it is important to remember that this is not pet insurance. Progressive’s Pet Injury coverage provides coverage for vet bills your dog or cat incurs as a result of injuries resulting from accidents while they are in your vehicle. Pet insurance is coverage that pays vet bills when your pet is sick or injured. With most pet insurance policies, you pay the bill and later receive a reimbursement from the pet insurance company. Pet insurance is similar to pet health insurance; many plans have deductibles, maximums, and even coinsurance. Like medical insurance, pet insurance does not necessarily cover all of your pet’s medical conditions and it is very important that you make sure you are aware of all the ins and outs of the policy before making your purchase. ABC Insurance Services does not offer pet insurance.
With Progressive’s Pet Injury, coverage is built right into your Collision coverage. Progressive auto insurance is one of the few policies that offer this type of coverage. Don’t forget that your dogs and cats are covered for up to $1,000 in veterinary costs if they are injured in a car accident.
Remember Pet Injury coverage the next time you sing about the four collie dogs.