Foresters Life Insurance Phone Number

Foresters Life Insurance is a financial services company that provides life insurance, annuities, and investment products. Founded in 1874, Foresters has grown to become a leading provider of life insurance policies in the United States and Canada.

What is Foresters Life Insurance?

Foresters Life Insurance is a fraternal organization that operates as a mutual benefit society. This means that the company is owned by its members, who are also policyholders. Foresters offers a variety of life insurance policies, including term life, whole life, and universal life insurance.

One of the unique features of Foresters is its commitment to giving back to the community. The company has a long history of supporting charitable causes and provides a variety of benefits to its members, including access to scholarships, discounted legal services, and financial counseling.

How to Contact Foresters Life Insurance

If you need to contact Foresters Life Insurance, you can do so by phone, email, or mail. The company’s customer service department is available to answer any questions you may have about your policy or to help you file a claim. Here is the contact information for Foresters:

When contacting Foresters, be sure to have your policy number and any relevant information ready so that the customer service representative can assist you more efficiently.

FAQ

What types of life insurance does Foresters offer?

Foresters offers a variety of life insurance policies, including term life, whole life, and universal life insurance. Each type of policy has its own benefits and features, so it is important to carefully consider your options before making a decision.

What is fraternal life insurance?

Fraternal life insurance is a type of life insurance that is offered by fraternal organizations like Foresters. These organizations are owned by their members and operate as nonprofit entities. Fraternal life insurance policies often include additional benefits, such as access to scholarships and financial counseling.

What is the difference between term life and whole life insurance?

Term life insurance provides coverage for a specific term, usually ranging from one to 30 years. Whole life insurance, on the other hand, provides coverage for the duration of the policyholder’s life. Whole life insurance policies often include a savings component, making them a popular choice for those who want to build cash value over time.

How much life insurance do I need?

The amount of life insurance you need depends on a variety of factors, including your income, expenses, and other financial obligations. A good rule of thumb is to purchase a policy that is equal to 10 times your annual income. However, it is important to carefully consider your specific needs and consult with a financial advisor before making a decision.

Can I change my life insurance policy after I purchase it?

Yes, you can make changes to your life insurance policy after you purchase it. Many policies include options for increasing or decreasing coverage, changing beneficiaries, or modifying other features of the policy. It is important to review your policy regularly and make changes as needed to ensure that it continues to meet your needs.